Cook County property record for 55 Chestnut Ct, Elgin, IL 60120
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,222 sqft · built 2000 |
| Lot Size | 0.282 acres (12,267 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $430,000 (Sep 2024) |
| Tax Bill | $9,984 (2023) |
| Deeds & Mortgages | Nov 2021 Transfer Nov 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-17-301-008 |
| Primary APN | 06-17-301-008 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,222 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Multi-Level |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 12,267 sqft (0.282 acres) |
| Garage Type | Attached |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 55 CHESTNUT CT |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60120-4876 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Range | 9E |
| Legal Township | 41N |
| Legal Section | 17 |
| Legal Subdivision | ECHO RDG |
| Legal Lot Number | 14 |
| Jurisdiction | COOK IL |
| Township / Civil Division | HANOVER |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 804405 |
Source: Cook County records · APN 06-17-301-008
Assessment roll updated May 27, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 55 CHESTNUT CT, ELGIN, IL 60120-4876 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Nov 17, 2021 | Intrafamily Transfer, Transfer |
| Nov 04, 2021 | Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 30, 2024 · Amount on Record |
| Deed Sale | Sep 30, 2024 · Amount on Record |
| Prior Sale | Nov 04, 2021 · Amount on Record |
| Deed Document Number | 20242040 |
| Prior Transfer Date | Sep 29, 2021 |
| Prior Transfer Doc | 0000021395 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Nov 17, 2021 |
| Property Address | 55 CHESTNUT CT, ELGIN, IL 60120-4876 |
| Document Number | 0032121395 |
| Instrument Date | Sep 29, 2021 |
| Instrument | 2132121395 |
| Transaction Type | Transfer |
| Record Updated | Dec 02, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 55 CHESTNUT CT, ELGIN, IL 60120-4876 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Nov 04, 2021 |
| Property Address | 55 CHESTNUT CT, ELGIN, IL 60120-4876 |
| Document Number | 0030822044 |
| Instrument Date | Jul 20, 2021 |
| Instrument | 2130822044 |
| Transaction Type | Transfer |
| Record Updated | Nov 19, 2021 |
| Title Company | CHICAGO TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $375.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 55 CHESTNUT CT, ELGIN, IL 60120-4876 |
| Document Number | 0030822045 |
|---|---|
| Date | Nov 04, 2021 |
| Instrument | 2130822045 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 357 Months |
| Due | Aug 01, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.99% |
Source: Cook County records · Assessment roll updated May 27, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | Hanover Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $46,000 (+21.06%) Land $7,360 Building $38,640 | $460,000 (+21.06%) Land $73,600 Building $386,400 | |
| 2023 | $9,984.00 (+3.22%) | ||
| 2022 | $9,673.00 Homeowner's exemption | $37,999 Land $2,146 Building $35,853 | $379,990 Land $21,460 Building $358,530 |
Source: FEMA National Flood Hazard Layer as of February 11, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 97% of the US · lower than 79% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Radiate Holdings Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL in parts of the area | 100 / 20 |
May also be available: Opiquad.
Based on FCC filings for 164 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ELGIN serves 114,797 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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