55 Cherry Ln, Perryville, MD 21903 Property Records

Cecil County property record for 55 Cherry Ln, Perryville, MD 21903

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,987 sqft · built 1960
Lot Size0.161 acres (7,013 sqft)
Owner2 Individual Names on Record
Last Sale$150,000 (Jan 2001)
Tax Bill$5,847 (2026)
Deeds & MortgagesNov 2018 Loan Modification
Flood ZoneZone AE (high risk)
APN05-017688

Property Details

APN / Parcel Number

Primary APN05-017688
Alternative APNs
  • 5017688
  • 017688

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,987 sqft Total Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area7,013 sqft (0.161 acres)
View / LotWaterfront

Exterior Amenities

Pool TypeSpa / Hot Tub (No Pool)
PorchSlab
Porch Area144 sqft
Deck Area1,276 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating FuelElectric
SewerConnected

Location & Zoning

Account Number017688
Street Address55 CHERRY LN
CityPERRYVILLE
StateMD
Zip21903-2035
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeLDR
Legal DescriptionLOT 12 - .161 ACRE 55 CHERRY LANE RIVERSIDE BEACH
Legal SubdivisionBABEC JOSEPH J PROP
Legal Lot Number12
JurisdictionCECIL MD
Township / Civil Division5, NORTH EAST
Census Block Group2
Census Block2030
Census Tract30907

Owner

Source: Cecil County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address55 CHERRY LN, PERRYVILLE, MD 21903-2035
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 17, 2001 · Amount on Record
Deed SaleJan 17, 2001 · Amount on Record
Prior SaleFeb 26, 1999
Deed Document Number2001251164
Deed Book / Page959 / 377
Transfer Doc0000244947
Record UpdatedOct 29, 2026

November 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionCECIL MD
Property Address55 CHERRY LN, PERRYVILLE, MD 21903-2035
Document Number0043340241
Instrument DateNov 10, 2018
Transaction TypeMortgage
Record UpdatedDec 20, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address55 CHERRY LN PERRYVILLE MD 219032035, PERRYVILLE, MD 21903-2035

Mortgage

Document Number0043340241
DateDec 7, 2018
Book Page004334/000241
Lender
NameSPECIALIZED LN SERVICING
TypeFunding / Finance Company
AddressHIGHLANDS RANCH, CO 80129
Agreement
AmountAmount Recorded
Term384 Months
DueDec 6, 2050
Interest
Rate4.5%

Tax Assessment & Valuation

Source: Cecil County assessment roll, as of September 21, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCecil County
Unified School DistrictCecil County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,847.00 (-0.76%) Homeowner's exemption$546,100 (+14.08%) Land $302,000 Building $244,100$546,100 (+14.08%) Land $302,000 Building $244,100
2025$5,892.00 (+22.6%) Homeowner's exemption
2023$4,806.00 Homeowner's exemption$478,700 Land $302,000 Building $176,700$478,700 Land $302,000 Building $176,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation9.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 84 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies84 in force
Nearby Flood Claims6 (2012–2026)
Most Recent ClaimJun 2026 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 96% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCARPENTERS POINT WATER CO.
private · serves 400 people · EPA ID MD0070003
Water SourceGroundwater
Last State InspectionJan 2025
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Fiber
2,000 / 2,000
Breezeline
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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