55 Cherry Ct, Central Islip, NY 11722 Property Records

Suffolk County and Islip Town property record for 55 Cherry Ct, Central Islip, NY 11722

Property Summary

Property TypeSingle Family Home
Details1,550 sqft · built 1963
Lot Size0.47 acres (20,473 sqft)
Owner2 Individual Names on File
Last Sale$327,500 (May 2017)
Tax Bill$11,094 (2024)
Deeds & MortgagesJun 2021 Refinance
Dec 2020 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN472889 250.-1-59

Property Details

APN / Parcel Number

Primary APN472889 250.-1-59
Alternative APNs
  • 0500-250.00-01.00-059.000
  • 288925000000010590000000
  • 472800507980
  • 560230

Interior

Building Area1,550 sqft Living Area
1st Floor Area902 sqft
Basement Area432 sqft

Exterior

Year BuiltBuilt 1963
Effective Year BuiltEffective 1963
Lot Area20,473 sqft (0.47 acres)
Lot Width110 ft Width
Garage TypeAttached
Garage Area220 sqft

Location & Zoning

Account Number560230
Street Address55 CHERRY CT
CityCENTRAL ISLIP
StateNY
Zip11722-4307
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAA
Legal DescriptionX2220421Y194271 T023H00000000
Legal SubdivisionCOLOMBUS PK
Legal Block0001
Legal Lot Number100
JurisdictionSUFFOLK NY
Township / Civil DivisionISLIP
Census Block Group1
Census Block1011
Census Tract146206

Owner

Source: Suffolk County and Islip Town records · APN 472889 250.-1-59

Assessment roll updated August 11, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address55 CHERRY CT, CENTRAL ISLIP, NY 11722-4307
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 30, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
M & T BANK
Dec 07, 2020Deed of Trust, Mortgage · Second Mortgage (Down Payment)
SECRETARY HOUSING URBAN DEVELOPMENT
May 26, 2017Grant Deed, Transfer
FREEDOM MTG
Nov 03, 2016Deed of Trust, Mortgage · Conventional Mortgage
SILVAN FNDG LLC SERIES 1607S

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 26, 2017 · Amount on Record
Deed SaleMay 26, 2017 · Amount on Record
Prior SaleDec 02, 2016 · Amount on Record
Deed Book / PageD00012914 / 232
Record UpdatedSep 20, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUFFOLK NY
Property Address55 CHERRY CT, CENTRAL ISLIP, NY 11722-4307
Transaction TypeMortgage
Record UpdatedAug 24, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0232940900
DateJun 30, 2021
Book Page23294/900
InstrumentDM020747
Lender
NameM & T BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueJul 01, 2051

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUFFOLK NY
Property Address55 CHERRY CT, CENTRAL ISLIP, NY 11722-4307
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0232040550
DateDec 07, 2020
Book Page23204/550
InstrumentDL039730
Lender
NameSECRETARY HOUSING URBAN DEVELOPMENT
TypeGovernment Agency
Agreement
TypeSecond Mortgage (Down Payment)
AmountAmount Recorded

May 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSUFFOLK NY
Recording DateMay 26, 2017
Property Address55 CHERRY CT, CENTRAL ISLIP, NY 11722-4307
Document Number0129140232
Book / Page012914 / 000232
Instrument DateApr 10, 2017
Transaction TypeTransfer
Record UpdatedFeb 08, 2018
Title CompanyEAGLE ABSTRACT CORPORATION, EAGLE ABSTRACT CORP

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,310.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2423 UNION BLVD #6A ISLIP NY 117513111, 6A, ISLIP, NY 11751-3111

Mortgage

Document Number228210123
DateMay 26, 2017
Book Page022821/000123
Lender
NameFREEDOM MTG
TypeMortgage Company
AddressMELVILLE, NY 11747
Agreement
AmountAmount Recorded
Term360 Months
DueMay 25, 2047

Mortgage

Document Number228210126,
DateMay 26, 2017
Book Page022821/000126
Lender
NameFREEDOM MTG
TypeMortgage Company
AddressMELVILLE, NY 11747
Agreement
AmountAmount Recorded

November 2016: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUFFOLK NY
Property Address55 CHERRY CT, CENTRAL ISLIP, NY 11722-4307
Document Number0227800799
Book / Page022780 / 000799
Instrument DateNov 03, 2016
Transaction TypeMortgage
Record UpdatedJun 13, 2017
Title CompanyRAM ABSTRACT LIMITED, RAM ABSTRACT LTD

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address57 COLUMBUS AVE BRENTWOOD NY 117172524, BRENTWOOD, NY 11717-2524

Mortgage

Document Number0227800799
DateJan 21, 2017
Book Page022780/000799
Lender
NameSILVAN FNDG LLC SERIES 1607S
Address825 THIRED AVE # 31, NEW YORK, NY 10022
Agreement
TypeConventional Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Suffolk County and Islip Town records · Assessment roll updated August 11, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateNew York
CountySuffolk County
County SubdivisionIslip Town
Unified School DistrictIslip Union Free School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$34,000 (-) Land $8,200 Building $25,800$478,873 (-) Land $115,493 Building $363,380
2024$11,094.00$478,873 (+2.54%) Land $115,493 Building $363,380
2023$34,000 Land $8,200 Building $25,800$467,033 Land $112,637 Building $354,396

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Suffolk County (36103C), as of September 18, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskLow
lower than 98% of the US · lower than 97.9% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Optimum Communications
Fiber · Cable
8,000 / 8,000
Verizon
Fiber
2,300 / 2,300

May also be available: T-Mobile USA.

Based on FCC filings for 209 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system NY5110526, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemSUFFOLK COUNTY WATER AUTHORITY
serves 1,100,000 people
Water SourceGroundwater
Last State InspectionJan 2024
Lead1 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityAsbestos
resolved · Jul 2020
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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