Worcester County and Athol Town property record for 55 Charden Ln, Athol, MA 01331
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,028 sqft · built 2007 |
| Lot Size | 0.35 acres (15,233 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $165,000 (Apr 2015) |
| Tax Bill | $4,327 (2026) |
| Deeds & Mortgages | Apr 2022 Refinance |
| APN | ATHO M:00034 B:00093 L:00000 |
| Primary APN | ATHO M:00034 B:00093 L:00000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,028 sqft Living Area |
| Gross Area | 2,496 sqft |
| Basement Area | 552 sqft |
| Unfinished Basement | 552 sqft |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Raised Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 15,233 sqft (0.35 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 9120 |
|---|---|
| Street Address | 55 CHARDEN LN |
| City | ATHOL |
| State | MA |
| Zip | 01331-2907 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RB |
| Legal Block | 93 |
| Jurisdiction | ATHOL MA |
| Township / Civil Division | ATHOL |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 703100 |
55 Charden Ln is owned and occupied by two individuals who bought it in April 2015.
Source: Worcester County and Athol Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 55 CHARDEN LN, ATHOL, MA 01331-2907 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 30, 2015 · Amount on File |
| Deed Sale | Apr 30, 2015 · Amount on File |
| Prior Sale | Oct 17, 2008 · Amount on File |
| Deed Document Number | 201538303 |
| Deed Book / Page | 53662 / 299 |
| Transfer Doc | 54645-145 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ATHOL MA |
| Property Address | 55 CHARDEN LN, ATHOL, MA 01331-2907 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Title Company | EQUITY NATIONAL TITLE LLC, EQUITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 067441-151 |
|---|---|
| Date | Apr 15, 2022 |
| Book Page | 67441/151 |
| Instrument | 41626 |
| Name | EMBRACE HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2052 |
The 2026 property tax bill for 55 Charden Ln was $4,327, down 1.3% from the year before.
Source: Worcester County and Athol Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| County Subdivision | Athol Town |
| Unified School District | Athol-Royalston School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,327.00 (-1.26%) | $341,500 (-0.96%) Land $79,200 Building $262,300 | $285,570 (-) |
| 2025 | $4,382.00 (+6.2%) | $344,800 (+7.21%) Land $76,200 Building $268,600 | $285,570 (+2.38%) |
| 2024 | $4,126.00 (+7.14%) | $321,600 (+17.24%) Land $76,200 Building $245,400 | $278,920 |
| 2023 | $3,851.00 | $274,300 Land $55,200 Building $219,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA's flood maps do not cover 55 Charden Ln; there have been 1 flood claim nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not included in the FIRM |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1978) |
| Most Recent Claim | Feb 1978 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 55 Charden Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ATHOL DPW WATER DIVISION serves 10,587 people · EPA ID MA1015000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | 4 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 159 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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