Newport City property record for 55 Chapel St, Newport, RI 02840
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,246 sqft · built 1920 |
| Lot Size | 0.087 acres (3,794 sqft) |
| Owner | Individual Name on File |
| Last Sale | $140,000 (Jan 1990) |
| Tax Bill | $4,713 (2025) |
| Deeds & Mortgages | May 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R05639 |
| Primary APN | R05639 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,246 sqft Living Area |
| Gross Area | 4,096 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1977 |
| Architectural Style | Bungalow |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 3,794 sqft (0.087 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | R05639 |
|---|---|
| Street Address | 55 CHAPEL ST |
| City | NEWPORT |
| State | RI |
| Zip | 02840-3255 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10 |
| Legal Block | 131 |
| Jurisdiction | NEWPORT RI |
| Township / Civil Division | NEWPORT |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 40800 |
55 Chapel St is owned and occupied by an individual who bought it in January 1990.
Source: Newport City records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 55 CHAPEL ST, NEWPORT, RI 02840-3255 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 8, 1990 · Amount on File |
| Deed Sale | Jan 8, 1990 · Amount on File |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEWPORT RI |
| Property Address | 55 CHAPEL ST, NEWPORT, RI 02840-3255 |
| Transaction Type | Mortgage |
| Record Updated | Jun 15, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0003145-63 |
|---|---|
| Date | May 26, 2023 |
| Book Page | 3145/63 |
| Instrument | 147782 |
| Name | NEW AMERICAN FUNDING |
|---|---|
| Type | Lending Institution |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2053 |
The 2025 property tax bill for 55 Chapel St was $4,713.
Source: Newport City assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| Municipality | Newport City |
| Unified School District | Newport School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,713.00 | $656,400 Land $460,900 Building $195,500 | $729,195 |
| 2023 | $4,256.00 (+3.23%) | $429,000 (-) Land $303,400 Building $125,600 | |
| 2022 | $4,123.00 | $429,000 Land $303,400 Building $125,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 55 Chapel St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1991.
Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 1 (1991) |
| Most Recent Claim | Aug 1991 · Hurricane Bob |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 55 Chapel St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.9% of Rhode Island |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NEWPORT-CITY OF serves 42,155 people · EPA ID RI1592010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2022 |
| Lead | 4 ppb (2025–2027) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 680 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Fiber · Cable in parts of the area | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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