1. Home
  2. Massachusetts
  3. Middlesex County
  4. Somerville
  5. Central St

55 Central St, Somerville, MA 02143 Property Records

Middlesex County and Somerville City property record for 55 Central St, Somerville, MA 02143

Property Summary

Property TypeTriplex
Details6 bd · 3 ba · 3,344 sqft · built 1929
Lot Size0.106 acres (4,631 sqft)
OwnerCompany Name on Record
Last Sale$1,100,000 (Feb 2021)
Tax Bill$12,094 (2025)
Deeds & MortgagesJul 2026 Mortgage
Feb 2021 Sale & Construction Loan
Flood ZoneZone X (minimal risk)
APN51-E-62

Property Details

APN / Parcel Number

Primary APN51-E-62
Alternative APNs
  • SOME M:51 B:E L:62
  • 20674040

Interior

Bedrooms6 Beds
Full Baths3 Baths
Total Rooms10 Rooms
Units3 Units
Stories3 Stories
Building Area3,344 sqft Living Area
Gross Area5,716 sqft

Exterior

Year BuiltBuilt 1929
Effective Year BuiltEffective 1929
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area4,631 sqft (0.106 acres)
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account Number20674040
Street Address55 CENTRAL ST
CitySOMERVILLE
StateMA
Zip02143-2763
Property CategoryResidential
Property TypeResidential > Multi-Unit > Triplex
Local Zoning CodeRA
Legal BlockE
Legal Lot Number62
JurisdictionSOMERVILLE MA
Township / Civil DivisionSOMERVILLE
Census Block Group2
Census Block2000
Census Tract351102

Owner

Source: Middlesex County and Somerville City records, as of August 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address20 FOX RD, WALTHAM, MA 02451-1007
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Jul 14, 2026Deed of Trust
LEADER BANK NA
Feb 1, 2021Quit Claim Deed, Construction Loan · Construction Mortgage
EAST CAMBRIDGE SAVINGS BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 1, 2021 · Amount on Record
Deed SaleFeb 1, 2021 · Amount on Record
Prior SaleApr 20, 2016
Deed Document Number202122328
Deed Book / Page76840 / 443
Prior Transfer DateJan 29, 2021
Prior Transfer Doc076840-443
Record UpdatedOct 29, 2026

July 2026: Deed of Trust

Document TypeDeed of Trust
JurisdictionSOMERVILLE MA
Recording DateJul 14, 2026
Property Address55 CENTRAL ST, SOMERVILLE, MA 02143-2763
Document Number0000086022
Book / Page85869 / 199
Instrument DateJul 13, 2026
Instrument202686022
Record UpdatedAug 5, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000086022,
DateJul 14, 2026
Book Page85869/199
Instrument202686022
Lender
NameLEADER BANK NA
Agreement
AmountAmount Recorded
Term360 Months
Interest
Rate6.52%
Max Rate-1%

February 2021: Quit Claim Deed, Construction Loan

Document TypeQuit Claim Deed
JurisdictionSOMERVILLE MA
Recording DateFeb 1, 2021
Property Address55 CENTRAL ST, SOMERVILLE, MA 02143-2763
Document Number76840-443
Book / Page76840 / 443
Instrument DateJan 29, 2021
Instrument22328
Transaction TypeConstruction Loan
Record UpdatedMay 12, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address20 FOX RD, WALTHAM, MA 02451-1007

Mortgage

Document Number22329
DateFeb 1, 2021
Instrument22329
Lender
NameEAST CAMBRIDGE SAVINGS BANK
TypeBank
Agreement
TypeConstruction Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Middlesex County and Somerville City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
MunicipalitySomerville City
Unified School DistrictSomerville School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$12,094.00 (+6.15%)$1,108,500 (+2.35%) Land $512,900 Building $595,600
2024$11,393.00 (+2.23%)$1,083,000 (+0.47%) Land $512,900 Building $570,100
2023$11,145.00$1,077,900 Land $512,900 Building $565,000

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOMERVILLE WATER DEPT. (MWRA)
serves 81,045 people · EPA ID MA3274000
Water SourcePurchased surface water from MWRA
Last State InspectionOct 2025
Lead4 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line replacement
currently in violation since Nov 2019
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,083 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 2,000
Astound Broadband
Cable · Fiber in parts of the area		1,500 / 50
Verizon
Fixed Wireless		1,000 / 75
Netafy
Fixed Wireless		641 / 143
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

May also be available: Starry.

Nearby Properties on Central St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures