55 Central Ln, Secaucus, NJ 07094 Property Records

Hudson County and Secaucus Town property record for 55 Central Ln, Secaucus, NJ 07094

Property Summary

Property Type	Single Family Home
Details	1,060 sqft · built 1920
Lot Size	0.098 acres (4,278 sqft)
Owner	2 Individual Names on File
Tax Bill	$6,675 (2025)
Deeds & Mortgages	Mar 2018 Sale & Mortgage
Flood Zone	Zone A (high risk)
APN	`09-00215-0000-00009`

Property Details

APN / Parcel Number

Primary APN	`09-00215-0000-00009`
Alternative APNs	`090021500009` `00004364`

Interior

Stories	1 Story
Building Area	1,060 sqft Living Area
1st Floor Area	1,060 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Construction Type	Frame
Lot Area	4,278 sqft (0.098 acres)
Lot Dimensions	93 ft deep x 46 ft wide

Location & Zoning

Account Number	00004364
Street Address	55 CENTRAL LN
City	SECAUCUS
State	NJ
Zip	07094-4249
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RZASECA
Legal Block	215
Legal Lot Number	9
Jurisdiction	HUDSON NJ
Township / Civil Division	SECAUCUS
Census Block Group	1
Census Block	1038
Census Tract	19800

Owner

55 Central Ln is owned and occupied by two individuals who acquired it in May 2008.

Source: Hudson County and Secaucus Town records, as of October 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	55 CENTRAL LN, SECAUCUS, NJ 07094-4249
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	May 5, 2008
Transfer Doc	0000005817
Record Updated	Oct 29, 2026

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HUDSON NJ
Recording Date	Mar 20, 2018
Property Address	55 CENTRAL LN, SECAUCUS, NJ 07094-4249
Document Number	0010031240
Book / Page	009292 / 000155
Instrument Date	Mar 8, 2018
Instrument	10031240
Transaction Type	Transfer
Record Updated	Apr 16, 2018
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$440.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	55 CENTRAL LN SECAUCUS NJ 070944249, SECAUCUS, NJ 07094-4249

Mortgage

Document Number	60045720
Date	Mar 20, 2018
Book Page	019146/000798
Instrument	60045720

Lender

Name	BCB CMNTY BK
Type	Bank
Address	BAYONNE, NJ 07002

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Mar 19, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 55 Central Ln was $6,675, up 4.3% from the year before.

Source: Hudson County and Secaucus Town assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Hudson County
Municipality	Secaucus Town
Unified School District	Secaucus Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$156,400 (-) Land $84,700 Building $71,700	$156,400 (-) Land $84,700 Building $71,700
2025	$6,675.00 (+4.3%)	$156,400 Land $84,700 Building $71,700	$156,400 Land $84,700 Building $71,700
2024	$6,400.00
2023		$156,400 Land $84,700 Building $71,700	$156,400 Land $84,700 Building $71,700
2022	$5,885.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 55 Central Ln in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective August 16, 2006 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 155 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	444 units insured incl. 289 condo units
Nearby Flood Claims	292 (1979–2026)
Claims Outside the SFHA	28 of 292
Most Recent Claim	May 2026 · other causes
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 31 claims Hurricane Sandy, Oct 2012 · 143 claims Hurricane Irene, Aug 2011 · 44 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 55 Central Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 92% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20