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55 Celestial Ln, Whittier, NC 28789 Property Records

Jackson County property record for 55 Celestial Ln, Whittier, NC 28789 · Last verified May 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 784 sqft · built 1995
Lot Size0.572 acres (24,945 sqft)
OwnerIndividual Name on File
Last Sale$38,000 (Feb 2020)
Tax Bill$167 (2025)
Deeds & MortgagesJul 2026 Sale & Construction Loan
Feb 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN7612-74-1661

Property Details

APN / Parcel Number

Primary APN7612-74-1661
Alternative APN
  • 136198

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area784 sqft Living Area
1st Floor Area784 sqft

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Architectural StyleMobile Home
Exterior MaterialMetal
Roof TypeGable
Roof MaterialAsphalt
Lot Area24,945 sqft (0.572 acres)

Utilities, Heating & Cooling

Heating SystemElectric
SewerSeptic

Location & Zoning

Street Address55 CELESTIAL LN
CityWHITTIER
StateNC
Zip28789-9286
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT B THOMAS VALLEY
Legal Lot NumberB
JurisdictionJACKSON NC
Township / Civil DivisionBARKERS CREEK
Census Block Group3
Census Block3023
Census Tract950500

Owner

Source: Jackson County records · APN 7612-74-1661

Assessment roll updated August 8, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing AddressPO BOX 369, DILLSBORO, NC 28725-0369
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 30, 2026Warranty Deed, Transfer · Construction Mortgage
UNITED COMMUNITY BANK
Feb 10, 2020Warranty Deed, Transfer · Conventional with PMI
JOSEPH W HUGGINS

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 10, 2020 · Amount on Record
Deed SaleFeb 10, 2020 · Amount on Record
Deed Book / Page2260 / 1412
Record UpdatedSep 20, 2026

July 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJACKSON NC
Recording DateJul 30, 2026
Property Address55 CELESTIAL LN, WHITTIER, NC 28789-9286
Document Number2425000236
Book / Page2425 / 236
Instrument DateJul 30, 2026
Transaction TypeTransfer
Record UpdatedAug 07, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$27,270.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2425000239,
DateJul 30, 2026
Book Page2425/239
Lender
NameUNITED COMMUNITY BANK
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2056
Interest
Rate6.47%
Max Rate-1%

February 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJACKSON NC
Recording DateFeb 10, 2020
Property Address55 CELESTIAL LN, WHITTIER, NC 28789-9286
Document Number0022601412
Book / Page002260 / 001412
Instrument DateFeb 10, 2020
Transaction TypeTransfer
Record UpdatedMar 04, 2020
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$76.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address409 MORNINGWELL DR SYLVA NC 287796898, SYLVA, NC 28779-6898

Mortgage

Document Number22601416
DateFeb 10, 2020
Book Page002260/001416
Lender
NameJOSEPH W HUGGINS
Address2620 BALLTOWN RD, BRYSON CITY, NC 28713-8794
Special NotesSeller Financed
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term60 Months
DueFeb 09, 2025

Tax Assessment & Valuation

Source: Jackson County records · Assessment roll updated August 8, 2025 · Last verified May 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyJackson County
Unified School DistrictJackson County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$167.00 (+5.7%)$44,090 (+5.58%) Land $22,270 Building $21,820
2023$158.00$41,760 Land $25,500 Building $16,260

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Jackson County (37099C), updated January 16, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370999505003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 11 individual NFIP policies nearby
Nearby Flood Policies11 in force

Wildfire

Wildfire RiskModerate
above 52% of the US · above 74% of North Carolina
Wildfire LikelihoodAbout 1 in 813 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 20 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumFiber1,000 / 1,000
VerizonFixed Wireless300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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