55 Cedar Dr, Oneonta, AL 35121 Property Records

Blount County property record for 55 Cedar Dr, Oneonta, AL 35121

Property Summary

Property TypeSingle Family Home
Details2 ba · 2,240 sqft · built 1989
Lot Size0.8 acres (34,848 sqft)
OwnerIndividual Name on File
Last Sale$195,000 (Apr 2026)
Tax Bill$326 (2022)
Deeds & MortgagesApr 2026 Sale & Mortgage
Dec 2021 Sale
Flood ZoneZone X (minimal risk)
APN20-06-14-0-000-052

Property Details

APN / Parcel Number

Primary APN20-06-14-0-000-052
Alternative APNs
  • 15472
  • 10019
  • 68304

Interior

Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area2,240 sqft Living Area
1st Floor Area1,792 sqft
Upper Floors Area448 sqft
FlooringCarpet
Interior WallsPaneling
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area34,848 sqft (0.8 acres)
Lot Dimensions120 ft deep x 321 ft wide
Garage TypeMixed
Garage Area1,152 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number68304
Street Address55 CEDAR DR
CityONEONTA
StateAL
Zip35121-3313
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 5 W M RICE SD PB 1/179--
Legal Range01E
Legal Township13S
Legal Section14
Legal SubdivisionRICE, W.M. SUBDIVISION
Legal Lot Number5
JurisdictionBLOUNT AL
Township / Civil DivisionONEONTA
Census Block Group1
Census Block1008
Census Tract50103

Owner

Source: Blount County records · APN 20-06-14-0-000-052

Assessment roll updated April 13, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address55 CEDAR DR, ONEONTA, AL 35121-3313
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 17, 2026Warranty Deed, Transfer · FHA Mortgage
NATIONAL HOME MORTGAGE CORPORATION
Dec 02, 2021Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 17, 2026 · Amount on Record
Deed SaleApr 17, 2026 · Amount on Record
Prior SaleDec 02, 2021 · Amount on Record
Deed Document Number202610075356
Deed Book / Page2026 / 10660
Prior Transfer DateNov 30, 2021
Prior Transfer Doc2021/44096
Record UpdatedSep 20, 2026

April 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBLOUNT AL
Recording DateApr 17, 2026
Property Address55 CEDAR DR, ONEONTA, AL 35121-3313
Document Number0010075356
Book / Page2026 / 10660
Instrument DateApr 16, 2026
Instrument2026.10075356
Transaction TypeTransfer
Record UpdatedApr 27, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$19,695.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address55 CEDAR DR, ONEONTA, AL 35121-3313

Mortgage

Document Number0010075357,
DateApr 17, 2026
Instrument2026..10075357
Lender
NameNATIONAL HOME MORTGAGE CORPORATION
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2056
Interest
Rate6%
Max Rate-1%

December 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBLOUNT AL
Recording DateDec 02, 2021
Property Address55 CEDAR DR, ONEONTA, AL 35121-3313
Document Number2021/44096
Book / Page2021 / 44096
Instrument DateNov 30, 2021
Instrument10033527
Transaction TypeTransfer
Record UpdatedJun 29, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address55 CEDAR DR, ONEONTA, AL 35121-3313

Transferred To (Grantee/Buyer)

NameVerified Name
Address55 CEDAR DR, ONEONTA, AL 35121-3313

Tax Assessment & Valuation

Source: Blount County records · Assessment roll updated April 13, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateAlabama
CountyBlount County
MunicipalityAllgood Town
Unified School DistrictBlount County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$18,420 (-1.71%)$184,160 (-1.71%)
2023Homeowner's exemption$18,740 (+35.99%) Land $1,600 Building $17,140$187,360 (+36.04%) Land $16,000 Building $171,360
2022$326.00 Homeowner's exemption$13,780 Land $1,600 Building $12,180$137,720 Land $16,000 Building $121,720

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 21, 2019 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskModerate
above 44% of the US · above 48% of Alabama
Wildfire Likelihood0.09% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
GoNetspeed
Cable
1,000 / 25
Starlink
Satellite
280 / 30
T-Mobile USA
Fixed Wireless
100 / 20

Based on FCC filings for 65 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemTOWN OF ALLGOOD WATER WORKS
serves 861 people
Water SourceGroundwater
Last State InspectionDec 2024
Lead1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

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