55 Cambridge St, Springfield, MA 01109 Property Records

Hampden County and Springfield City property record for 55 Cambridge St, Springfield, MA 01109

Property Summary

Property TypeDuplex
Details8 bd · 2 ba · 2,954 sqft · built 1898
Lot Size0.123 acres (5,354 sqft)
OwnerIndividual Name on Record
Last Sale$57,900 (Apr 2016)
Tax Bill$2,582 (2025)
Deeds & MortgagesMay 2025 Mortgage
Flood ZoneZone X (minimal risk)
APNSPRI S:02270 P:0051

Property Details

APN / Parcel Number

Primary APNSPRI S:02270 P:0051
Alternative APN
  • 22700051

Interior

Bedrooms8 Beds
Full Baths2 Baths
Total Rooms14 Rooms
Units2 Units
Stories2 Stories
Building Area2,954 sqft Living Area
1st Floor Area1,231 sqft

Exterior

Year BuiltBuilt 1898
Effective Year BuiltEffective 1898
Architectural StyleDuplex Single
Exterior MaterialAluminum/Vinyl
Lot Area5,354 sqft (0.123 acres)
Garage TypeDetached

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Account Number22700051
Street Address55 CAMBRIDGE ST
CitySPRINGFIELD
StateMA
Zip01109-2986
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeR2
JurisdictionSPRINGFIELD MA
Township / Civil DivisionSPRINGFIELD
Census Block Group1
Census Block1016
Census Tract801401

Owner

Source: Hampden County and Springfield City records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address55 CAMBRIDGE ST, SPRINGFIELD, MA 01109-2986
OccupancyOwner Occupied
Owner TypeIndividual
VestingIndividual(s)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 25, 2016 · Amount on Record
Deed SaleApr 25, 2016 · Amount on Record
Prior SaleFeb 16, 2016 · Amount on Record
Deed Document Number201622830
Deed Book / Page21150 / 542
Transfer Doc21150-542
Record UpdatedOct 29, 2026

May 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSPRINGFIELD MA
Property Address55 CAMBRIDGE ST, SPRINGFIELD, MA 01109-2986
Transaction TypeMortgage
Record UpdatedNov 25, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number025874-331
DateMay 23, 2025
Book Page25874/331
Instrument22880
Lender
NameWESTFIELD BANK FSB
TypeBank
Agreement
AmountAmount Recorded
Term361 Months
DueJun 1, 2055

Tax Assessment & Valuation

Source: Hampden County and Springfield City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyHampden County
MunicipalitySpringfield City
Unified School DistrictSpringfield School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$2,582.00 (+22.31%)$164,700 (+33.04%) Land $30,400 Building $134,300
2023$2,111.00$123,800 Land $27,700 Building $96,100

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSPRINGFIELD WATER AND SEWER COMMISSION
serves 169,170 people · EPA ID MA1281000
Water SourceSurface water
Last State InspectionOct 2025
Lead4 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
not recorded as resolved · Apr 2026
Total trihalomethanes
not recorded as resolved · Oct 2022
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 366 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable · Fiber in parts of the area
2,000 / 250
Verizon
Fixed Wireless
1,000 / 75

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