55 Cambridge Dr, Springboro, OH 45066 Property Records

Warren County property record for 55 Cambridge Dr, Springboro, OH 45066

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,426 sqft · built 2001
Lot Size0.49 acres (21,375 sqft)
OwnerIndividual Name on Record
Last Sale$338,000 (Sep 2021)
Tax Bill$5,053 (2025)
Deeds & MortgagesSep 2021 Sale & Mortgage
Oct 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN04-07-460-016-0

Property Details

APN / Parcel Number

Primary APN04-07-460-016-0
Alternative APNs
  • 0407460016
  • 407460016
  • 551124

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Stories2 Stories
Building Area2,426 sqft Living Area
2nd Floor Area1,126 sqft

Exterior

Year BuiltBuilt 2001
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeConcrete
Lot Area21,375 sqft (0.49 acres)
Garage TypeAttached
Garage Area378 sqft
Parking Spaces1 Parking Space
Deck Area320 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Account Number551124
Old Parcel Number0407460016
Street Address55 CAMBRIDGE DR
CitySPRINGBORO
StateOH
Zip45066-8126
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionVILLAGES CREEKSIDE 3 #100
Legal SubdivisionVILLAGES CREEKSIDE 3
Legal Block460
Legal Lot Number100
JurisdictionWARREN OH
Township / Civil DivisionCLEAR CREEK
Census Block Group2
Census Block2024
Census Tract30504

Owner

Source: Warren County records, as of February 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address55 CAMBRIDGE DR, SPRINGBORO, OH 45066-8126
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 28, 2021Warranty Deed, Transfer · VA Mortgage
PRIMELENDING
Oct 30, 2020Deed of Trust, Mortgage · Conventional Mortgage
NORTHPOINTE BK
Oct 22, 2018Warranty Deed, Transfer · Conventional Mortgage
NORTHPOINTE BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 28, 2021 · Amount on Record
Deed SaleSep 28, 2021 · Amount on Record
Prior SaleOct 22, 2018 · Amount on Record
Deed Document Number0002317977
Deed Book / Page2317 / 977
Record UpdatedJun 8, 2026

September 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWARREN OH
Recording DateSep 28, 2021
Property Address55 CAMBRIDGE DR, SPRINGBORO, OH 45066-8126
Document Number2021044028
Map ReferenceMB 47 PG 70
Instrument DateSep 20, 2021
Instrument2021-044028
Transaction TypeTransfer
Record UpdatedOct 15, 2021
Title CompanyCHICAGO TITLE COMPANY/CA, CHICAGO TITLE COMPANY LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address55 CAMBRIDGE DR, SPRINGBORO, OH 45066-8126

Mortgage

Document Number2021044029
DateSep 28, 2021
Instrument2021-044029
Lender
NamePRIMELENDING
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2051

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWARREN OH
Property Address55 CAMBRIDGE DR, SPRINGBORO, OH 45066-8126
Document Number0000045754
Instrument DateOct 30, 2020
Transaction TypeMortgage
Record UpdatedMar 4, 2021
Title CompanyATA NATIONAL TITLE GROUP LLC, ATA NAT'L TITLE GROUP LLC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address55 CAMBRIDGE DR SPRINGBORO OH 450668126, SPRINGBORO, OH 45066-8126

Mortgage

Document Number0000045754
DateNov 12, 2020
Instrument45754
Lender
NameNORTHPOINTE BK
TypeBank
AddressGRAND RAPIDS, MI 49546
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueNov 11, 2035

October 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWARREN OH
Recording DateOct 22, 2018
Property Address55 CAMBRIDGE DR, SPRINGBORO, OH 45066-8126
Document Number0000030137
Map ReferenceMB 47 PG 70
Instrument DateSep 17, 2018
Instrument2018-030137
Transaction TypeTransfer
Record UpdatedMay 20, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address55 CAMBRIDGE DR, SPRINGBORO, OH 45066-8126

Mortgage

Document Number0000030138
DateOct 22, 2018
Instrument2018-030138
Lender
NameNORTHPOINTE BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2048

Tax Assessment & Valuation

Source: Warren County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyWarren County
County SubdivisionClear Creek Township
MunicipalitySpringboro City
Unified School DistrictSpringboro Community City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,053.00 (+23.33%)$124,940 (+35.47%) Land $31,500 Building $93,440$356,970 (+35.47%) Land $90,000 Building $266,970
2023$4,097.00 (+5.89%) Homeowner's exemption$92,225 (-) Land $17,220 Building $75,005
2022$3,869.00 Homeowner's exemption$92,225 Land $17,220 Building $75,005$263,500 (-) Land $49,200 Building $214,300
2021$263,500 Land $49,200 Building $214,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force
Nearby Flood Claims7 (1983–2013)
Claims Outside the SFHA1 of 7
Most Recent ClaimJul 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 78% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSPRINGBORO PWS
private · serves 19,263 people · EPA ID OH8301412
Water SourceGroundwater
Last State InspectionJan 2024
Lead4 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Point Broadband
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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