55 Cambridge Dr, Hamilton, OH 45013 Property Records

Butler County property record for 55 Cambridge Dr, Hamilton, OH 45013

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,219 sqft · built 1959
Lot Size	0.258 acres (11,252 sqft)
Owner	Individual Name on File
Last Sale	$116,500 (Oct 2002)
Tax Bill	$2,482 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`P6412-027-000-051`

Property Details

APN / Parcel Number

Primary APN	`P6412-027-000-051`
Alternative APNs	`0005100` `424444` `427972`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,219 sqft Living Area
1st Floor Area	1,079 sqft
Family Room	Family Room

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	Ranch
Exterior Material	Brick
Lot Area	11,252 sqft (0.258 acres)
Lot Dimensions	148 ft deep x 70 ft wide
View / Lot	Neighborhood / Spot
Garage Area	299 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Frame Porch
Porch Area	108 sqft
Deck Area	140 sqft
Patio Area	280 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	55 CAMBRIDGE DR
City	HAMILTON
State	OH
Zip	45013-2201
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	24533 ENT
Legal Subdivision	HAMILTON
Legal Lot Number	24533
Jurisdiction	BUTLER OH
Township / Civil Division	HAMILTON
Census Block Group	2
Census Block	2011
Census Tract	14800

Owner

55 Cambridge Dr is owned and occupied by an individual who bought it in October 2002.

Source: Butler County records, as of July 28, 2026

Owner of Record	Individual Name on File
Mailing Address	55 CAMBRIDGE DR, HAMILTON, OH 45013-2201
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 1, 2002 · Amount on File
Deed Sale	Oct 1, 2002 · Amount on File
Prior Sale	Jun 27, 2001 · Amount on File
Deed Document Number	200283289
Deed Book / Page	6906 / 1648
Prior Transfer Date	Sep 14, 1998
Prior Transfer Doc	0000070268
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTLER OH
Recording Date	Jul 20, 2026
Property Address	55 CAMBRIDGE DR, HAMILTON, OH 45013-2201
Document Number	0000026305
Book / Page	10383 / 1132
Instrument Date	Jun 15, 2026
Instrument	202626305
Transaction Type	Mortgage
Record Updated	Jul 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	55 CAMBRIDGE DR, HAMILTON, OH 45013-2201

Mortgage

Document Number	0000026305,
Date	Jul 20, 2026
Book Page	10383/1132
Instrument	202626305

Lender

Name	FIFTH THIRD BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 25, 2056

Interest

Rate	6.36%
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 55 Cambridge Dr was $2,482.

Source: Butler County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Butler County
Municipality	Hamilton City
Unified School District	Hamilton City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,482.00	$58,380 Land $9,140 Building $49,240	$166,790 Land $26,100 Building $140,690
2023	$2,452.00 (+16.32%)	$58,380 (+37.75%) Land $9,140 Building $49,240	$166,790 Land $26,100 Building $140,690
2022	$2,108.00	$42,380 Land $9,140 Building $33,240
2020			$121,070 Land $26,100 Building $94,970

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 55 Cambridge Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 31, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 55 Cambridge Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 78% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HAMILTON PUBLIC WATER SYSTEM serves 62,447 people · EPA ID OH0904012
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 341 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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