55 Bracken Ct, Howell, NJ 07731 Property Records

Monmouth County and Howell Township property record for 55 Bracken Ct, Howell, NJ 07731

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 3,405 sqft · built 2005
Lot Size9,688 acres (422,009,280 sqft)
Owner2 Individual Names on File
Last Sale$500,000 (Dec 2019)
Tax Bill$13,070 (2025)
Deeds & MortgagesOct 2022 Mortgage
Aug 2020 Mortgage
+ 2 more
Flood ZoneZone A (high risk)
APN21-00138-13-00012

Property Details

APN / Parcel Number

Primary APN21-00138-13-00012
Alternative APNs
  • 2100138001300012
  • 05626187

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area3,405 sqft Living Area
1st Floor Area2,131 sqft
Upper Floors Area1,621 sqft
Basement Area1,494 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Foundation TypeBlock
Roof TypeGable
Roof MaterialOther
Lot Area422,009,280 sqft
Garage TypeBuilt-in
Garage Area483 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number05626187
Street Address55 BRACKEN CT
CityHOWELL
StateNJ
Zip07731-5049
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSF20
Legal SubdivisionPINE MDWS
Legal Block138
Legal Lot Number12
JurisdictionMONMOUTH NJ
Township / Civil DivisionHOWELL
Census Block Group3
Census Block3007
Census Tract811301

Owner

55 Bracken Ct is owned and occupied by two individuals who bought it in December 2019.

Source: Monmouth County and Howell Township records, as of July 9, 2026

Owner of Record2 Individual Names on File
Mailing Address55 BRACKEN CT, HOWELL, NJ 07731-5049
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 31, 2022Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP
Aug 10, 2020Deed of Trust, Mortgage · FHA Mortgage
HUD-HOUSING/URBAN DEV
Dec 17, 2019Grant Deed, Transfer · FHA Mortgage
QUICKEN LNS
May 2, 2019Trustee's Deed, Foreclosure
TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 17, 2019 · Amount on File
Deed SaleDec 17, 2019 · Amount on File
Prior SaleMay 2, 2019 · Amount on File
Deed Document Number2019120556
Deed Book / Page9385 / 8757
Prior Transfer DateJun 7, 2007
Prior Transfer Doc0086666585
Record UpdatedOct 29, 2026

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONMOUTH NJ
Property Address55 BRACKEN CT, HOWELL, NJ 07731-5049
Transaction TypeMortgage
Record UpdatedDec 21, 2022
Title CompanyMORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

NameVerified Name
Address55 BRACKEN CT, HOWELL, NJ 07731-5049

Mortgage

Document Number0096220919
DateOct 31, 2022
Book Page9622/919
Instrument2022107560
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term326 Months
DueDec 1, 2049

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONMOUTH NJ
Property Address55 BRACKEN CT, HOWELL, NJ 07731-5049
Document Number0000093647
Instrument DateAug 10, 2020
Transaction TypeMortgage
Record UpdatedSep 29, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address55 BRACKEN CT HOWELL NJ 077315049, HOWELL, NJ 07731-5049

Mortgage

Document Number0000093647
DateAug 21, 2020
Book Page009435/005842
Instrument93647
Lender
NameHUD-HOUSING/URBAN DEV
Address451 7TH ST SW, WASHINGTON, DC 20410-0001
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueAug 20, 2050

December 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMONMOUTH NJ
Recording DateDec 17, 2019
Property Address55 BRACKEN CT, HOWELL, NJ 07731-5049
Document Number0000120556
Book / Page009385 / 008757
Instrument DateOct 22, 2019
Instrument120556
Transaction TypeTransfer
Record UpdatedJan 14, 2020
Title CompanyMEGA TITLE LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$500.00
Amount AccuracyConfirmed
Additional
  • Notice of Foreclosure Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address55 BRACKEN CT HOWELL NJ 077315049, HOWELL, NJ 07731-5049

Mortgage

Document Number120557
DateDec 17, 2019
Book Page009385/008764
Instrument120557
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueDec 16, 2049

May 2019: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionMONMOUTH NJ
Recording DateMay 2, 2019
Property Address55 BRACKEN CT, HOWELL, NJ 07731-5049
Document Number0000037907
Book / Page009346 / 001476
Instrument DateApr 11, 2019
Instrument37907
Transaction TypeForeclosure
Record UpdatedJun 14, 2019
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transaction

AmountAmount on Record
Tax$1.00
Amount AccuracyConfirmed

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCorporate Trust
Address15480 LAGUNA CANYON RD #100 IRVINE CA 926182132, 100, IRVINE, CA 92618-2132
InvestorPossibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 55 Bracken Ct was $13,070, up 4% from the year before.

Source: Monmouth County and Howell Township assessment roll, as of July 9, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyMonmouth County
County SubdivisionHowell Township
Secondary School DistrictFreehold Regional School District (09 - 12)
Elementary School DistrictHowell Township School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$800,100 (+3.64%) Land $251,100 Building $549,000$800,100 (+3.64%) Land $251,100 Building $549,000
2025$13,070.00 (+3.98%)$772,000 Land $221,100 Building $550,900$772,000 Land $221,100 Building $550,900
2024$12,570.00
2023$601,300 Land $141,100 Building $460,200$601,300 Land $141,100 Building $460,200
2022$11,839.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 55 Bracken Ct in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone A
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationNot determined for this zone
Flood Insurance RequirementRequired
federally backed loans
Nearby Flood Policies6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 55 Bracken Ct is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · above 60% of New Jersey
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNJ AMERICAN WATER - COASTAL NORTH
private · serves 377,613 people · EPA ID NJ1345001
Water SourceSurface water
Last State InspectionSep 2023
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Sep 2019
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Optimum
Cable · Fiber in parts of the area
940 / 35
AT&T
Fixed Wireless
100 / 20

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