55 Bishop Rd, Arden, NC 28704 Property Records

Buncombe County property record for 55 Bishop Rd, Arden, NC 28704

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,796 sqft · built 2006
Lot Size	0.619 acres (27,007 sqft)
Owner	Individual Name on Record
Last Sale	$145,000 (Jan 2026)
Tax Bill	$3,405 (2025)
Deeds & Mortgages	Jan 2026 Sale Feb 2023 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`9633-42-2572-00000`

Property Details

APN / Parcel Number

Primary APN	`9633-42-2572-00000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,796 sqft Living Area
Gross Area	4,379 sqft
1st Floor Area	1,500 sqft
2nd Floor Area	1,296 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Architectural Style	Cape Cod
Exterior Material	Wood
Foundation Type	Pier/Post & Beam
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	27,007 sqft (0.619 acres)
Garage Area	688 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	516 sqft
Deck Area	115 sqft
Patio Area	379 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	55 BISHOP RD
City	ARDEN
State	NC
Zip	28704-8724
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	DEED DATE:08/05/2019 DEED
Legal Description	DEED DATE:08/05/2019 DEED:5797-0719 PLAT:0199-0018
Jurisdiction	BUNCOMBE NC
Township / Civil Division	AVERY CREEK
Census Block Group	1
Census Block	1007
Census Tract	2303

Owner

Source: Buncombe County records, as of February 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	43 BISHOP RD, ARDEN, NC 28704-8724
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2026	Warranty Deed, Transfer
Feb 15, 2023	Deed of Trust, Mortgage · Line of Credit UNITED FCU
Sep 22, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Nov 5, 2020	Deed of Trust, Mortgage · VA Mortgage STEARNS LENDING LLC
Aug 5, 2019	Warranty Deed, Transfer · VA Mortgage CITIZENS BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 27, 2026 · Amount on Record
Deed Sale	Jan 27, 2026 · Amount on Record
Prior Sale	Aug 5, 2019 · Amount on Record
Deed Document Number	0065611768
Deed Book / Page	6561 / 1768
Record Updated	Jun 8, 2026

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUNCOMBE NC
Recording Date	Jan 27, 2026
Property Address	55 BISHOP RD, ARDEN, NC 28704-8724
Document Number	0065611768
Book / Page	6561 / 1768
Map Reference	MB 250 PG 167
Instrument Date	Jan 22, 2026
Transaction Type	Transfer
Record Updated	Feb 11, 2026

Transaction

Amount	Amount Recorded
Tax	$290.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	55 BISHOP RD, ARDEN, NC 28704-8724

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43 BISHOP RD, ARDEN, NC 28704-8724

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Property Address	55 BISHOP RD, ARDEN, NC 28704-8724
Transaction Type	Mortgage
Record Updated	Feb 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0062960782
Date	Feb 15, 2023
Book Page	6296/782

Lender

Name	UNITED FCU
Type	Credit Union
Address	SAINT JOSEPH, MI 49085

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	117 Months
Due	Nov 26, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Property Address	55 BISHOP RD, ARDEN, NC 28704-8724
Transaction Type	Mortgage
Record Updated	Sep 30, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0061230435
Date	Sep 22, 2021
Book Page	6123/435

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Property Address	55 BISHOP RD, ARDEN, NC 28704-8724
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0059741387
Date	Nov 5, 2020
Book Page	5974/1387

Lender

Name	STEARNS LENDING LLC
Type	Mortgage Company
Address	LEWISVILLE, TX 75057

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUNCOMBE NC
Recording Date	Aug 5, 2019
Property Address	55 BISHOP RD, ARDEN, NC 28704-8724
Document Number	0057970719
Book / Page	5797 / 0719
Map Reference	MB 199 PG 18
Instrument Date	Jul 26, 2019
Transaction Type	Transfer
Record Updated	Sep 14, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$890.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 810, GLENNALLEN, AK 99588-0810

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1455 BRYAN AVE, TUSTIN, CA 92780-4539
Investor	Possibly a Property Investor

Mortgage

Document Number	57970728
Date	Aug 5, 2019
Instrument	5797/0728

Lender

Name	CITIZENS BANK NA
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

Source: Buncombe County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Buncombe County
Unified School District	Buncombe County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,405.00 (+8.16%)	$528,300 (-)
2023	$3,148.00	$528,300	$528,300 (-) Land $51,600 Building $476,700
2021			$528,300 Land $51,600 Building $476,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · above 68% of North Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ASHEVILLE serves 157,431 people · EPA ID NC0111010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Oct 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Optimum.

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