55 Big Pine Ln, Punta Gorda, FL 33955 Property Records

Lee County property record for 55 Big Pine Ln, Punta Gorda, FL 33955

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,986 sqft · built 1996
Lot Size	0.07 acres (3,049 sqft)
Owner	2 Individual Names on Record
Last Sale	$298,000 (Feb 2019)
Tax Bill	$3,551 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Nov 2020 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`06-43-23-19-00000.0140`

Property Details

APN / Parcel Number

Primary APN	`06-43-23-19-00000.0140`
Alternative APNs	`23064319000000140` `10025723`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,986 sqft Living Area
Gross Area	2,739 sqft
1st Floor Area	1,281 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1998
Architectural Style	Ranch
Exterior Material	Concrete Block/Stucco
Roof Type	Cathedral/Clerestory
Roof Material	Concrete
Lot Area	3,049 sqft (0.07 acres)
View / Lot	Golf Course
Garage Type	Attached
Garage Area	485 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	288 sqft
Porch	Florida Room
Porch Area	268 sqft
Patio Area	417 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	10025723
Street Address	55 BIG PINE LN
City	PUNTA GORDA
State	FL
Zip	33955-3805
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RM10
Legal Description	YELLOWFIN BAY CONDO DESC OR 2580 PG 1826 UNIT 14
Legal Range	23E
Legal Township	43S
Legal Section	06
Legal Subdivision	YELLOWFIN BAY CONDO
Legal Tract	19
Legal Block	2
Legal Lot Number	14
Legal Unit	14
Jurisdiction	LEE FL
Township / Civil Division	CAPE CORAL
Census Block Group	2
Census Block	2001
Census Tract	10104

Owner

Source: Lee County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	55 BIG PINE LN, PUNTA GORDA, FL 33955-3805
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 15, 2022	Deed of Trust, Mortgage · Conventional Mortgage ENVOY MORTGAGE LTD
Nov 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage CENTENNIAL BANK
Feb 25, 2019	Warranty Deed, Transfer · Line of Credit NORTHWEST BK/ROCKFORD
Apr 12, 2018	Warranty Deed, Transfer FIRST INT'L TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 25, 2019 · Amount on Record
Deed Sale	Feb 25, 2019 · Amount on Record
Prior Sale	Apr 12, 2018 · Amount on Record
Deed Document Number	201942508
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE FL
Property Address	55 BIG PINE LN, PUNTA GORDA, FL 33955-3805
Transaction Type	Mortgage
Record Updated	Mar 24, 2022
Title Company	FIRST INTERNATIONAL TITLE, FIRST INTERNATIONAL TTL INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	55 BIG PINE LN, PUNTA GORDA, FL 33955-3805

Mortgage

Document Number	0000086040
Date	Mar 15, 2022
Instrument	2022000086040

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company
Address	HOUSTON, TX 77043

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE FL
Property Address	55 BIG PINE LN, PUNTA GORDA, FL 33955-3805
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST INTERNATIONAL TTL INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	55 BIG PINE LN, PUNTA GORDA, FL 33955-3805

Mortgage

Document Number	0000271095
Date	Nov 5, 2020
Instrument	2020000271095

Lender

Name	CENTENNIAL BANK
Type	Bank
Address	CONWAY, AR 72033

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Nov 1, 2045

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEE FL
Recording Date	Feb 25, 2019
Property Address	55 BIG PINE LN, PUNTA GORDA, FL 33955-3805
Document Number	0000042508
Instrument Date	Feb 22, 2019
Instrument	42508
Transaction Type	Transfer
Record Updated	Apr 2, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,086.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	9918 PIERCE RD WINNEBAGO IL 610888819, WINNEBAGO, IL 61088-8819

Mortgage

Document Number	42509
Date	Feb 25, 2019
Instrument	42509

Lender

Name	NORTHWEST BK/ROCKFORD
Type	Bank
Address	ROCKFORD, IL 61103

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEE FL
Recording Date	Apr 12, 2018
Property Address	55 BIG PINE LN, PUNTA GORDA, FL 33955-3805
Document Number	0000087517
Instrument Date	Apr 11, 2018
Instrument	87517
Transaction Type	Transfer
Record Updated	Jun 8, 2018
Title Company	FIRST INT'L TITLE

Transaction

Amount	Amount Recorded
Tax	$2,058.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	363 OLD STATE RD PENTWATER MI 494499575, PENTWATER, MI 49449-9575

Tax Assessment & Valuation

Source: Lee County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Lee County
Unified School District	Lee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$273,302 (+2.7%)	$340,520 (-8.33%) Land $102,569 Building $237,951
2025	$3,551.00 (+10.42%) Homeowner's exemption	$266,117 (+5.99%)	$371,446 (+0.7%) Land $129,200 Building $242,246
2023	$3,216.00 (+4.08%) Homeowner's exemption	$251,084 (+3%)	$368,875 (+5.19%) Land $62,951 Building $305,924
2022	$3,090.00 Homeowner's exemption	$243,771	$350,678 Land $63,400 Building $287,278

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 176 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	286 units insured incl. 110 condo units
Nearby Flood Claims	6 (2004–2024)
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 2 claims Hurricane Ian, Sep 2022 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 73% of the US · above 58% of Florida
Wildfire Likelihood	0.4% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE COUNTY UTILITIES serves 173,820 people · EPA ID FL5084100
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	10 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, Verizon.

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