Union County and Scotch Plains Township property record for 55 Berkeley Ter, Scotch Plains, NJ 07076
| Property Type | Single Family Home |
|---|---|
| Details | 2,124 sqft · built 1910 |
| Lot Size | 0.31 acres (13,504 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $400,000 (Mar 2007) |
| Tax Bill | $14,252 (2025) |
| Deeds & Mortgages | Aug 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-10001-0000-00002 |
| Primary APN | 16-10001-0000-00002 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,124 sqft Living Area |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Construction Type | Frame |
| Lot Area | 13,504 sqft (0.31 acres) |
| Garage Type | Detached |
| Parking Spaces | 2 Parking Spaces |
| Account Number | 486200 |
|---|---|
| Street Address | 55 BERKELEY TER |
| City | SCOTCH PLAINS |
| State | NJ |
| Zip | 07076-4723 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | BURKELEY TERRACE |
| Legal Block | 10001 |
| Legal Lot Number | 2 |
| Jurisdiction | UNION NJ |
| Township / Civil Division | SCOTCH PLAINS |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 38601 |
Source: Union County and Scotch Plains Township records, as of July 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 55 BERKELEY TER, SCOTCH PLAINS, NJ 07076-4723 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 7, 2007 · Amount on Record |
| Deed Sale | Mar 7, 2007 · Amount on Record |
| Deed Book / Page | 5638 / 132 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 55 BERKELEY TER, SCOTCH PLAINS, NJ 07076-4723 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | REALSAFE TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0147403010 |
|---|---|
| Date | Aug 5, 2020 |
| Book Page | 14740/3010 |
| Instrument | 696097 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Aug 1, 2040 |
Source: Union County and Scotch Plains Township assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Union County |
| County Subdivision | Scotch Plains Township |
| Unified School District | Scotch Plains-Fanwood Regional School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $115,400 (-) Land $39,200 Building $76,200 | $115,400 (-) Land $39,200 Building $76,200 | |
| 2025 | $14,252.00 (+4.95%) | $115,400 (+21.35%) Land $39,200 Building $76,200 | $115,400 (+21.35%) Land $39,200 Building $76,200 |
| 2024 | $13,580.00 (+26.54%) | ||
| 2023 | $95,100 Land $39,200 Building $55,900 | $95,100 Land $39,200 Building $55,900 | |
| 2022 | $10,732.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 7 (1979–2025) |
| Claims Outside the SFHA | 6 of 7 |
| Most Recent Claim | Jul 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 92% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 554 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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