55 Bennett St S, Gloucester, MA 01930 Property Records

Essex County and Gloucester City property record for 55 Bennett St S, Gloucester, MA 01930

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,471 sqft · built 1993
Lot Size	0.679 acres (29,595 sqft)
Owner	Trust Name on Record
Tax Bill	$8,414 (2025)
Deeds & Mortgages	Jan 2024 Line of Credit Nov 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`GLOU M:0115 B:0057 L:0000`

Property Details

APN / Parcel Number

Primary APN	`GLOU M:0115 B:0057 L:0000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,471 sqft Living Area
Gross Area	3,986 sqft
1st Floor Area	1,736 sqft
Basement Area	930 sqft
Unfinished Basement	930 sqft

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	29,595 sqft (0.679 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	55 BENNETT ST S
City	GLOUCESTER
State	MA
Zip	01930-1357
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-20
Legal Subdivision	GLOUCESTER
Legal Block	57
Jurisdiction	GLOUCESTER MA
Township / Civil Division	GLOUCESTER
Census Block Group	2
Census Block	2022
Census Tract	221100

Owner

Source: Essex County and Gloucester City records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust Name on Record
Mailing Address	55 BENNETT ST S, GLOUCESTER, MA 01930-1357
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 29, 2024	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Nov 9, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 9, 2017
Deed Sale	Nov 9, 2017
Prior Sale	Sep 7, 1993 · Amount on Record
Deed Document Number	2017840
Deed Book / Page	36319 / 120
Transfer Doc	36319-120
Record Updated	Sep 20, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER MA
Property Address	55 BENNETT ST S, GLOUCESTER, MA 01930-1357
Transaction Type	Mortgage
Record Updated	Feb 16, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	041964-129
Date	Jan 29, 2024
Book Page	41964/129
Instrument	20240129000170

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Feb 1, 2049

Interest

Rate Type	Adjustable Rate

November 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GLOUCESTER MA
Recording Date	Nov 9, 2017
Property Address	55 BENNETT ST S, GLOUCESTER, MA 01930-1357
Document Number	36319-120
Book / Page	036319 / 000120
Instrument Date	Nov 3, 2017
Instrument	1711090840
Transaction Type	Transfer
Record Updated	Nov 28, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	55 BENNETT ST S GLOUCESTER MA 019301357, GLOUCESTER, MA 01930-1357

Tax Assessment & Valuation

Source: Essex County and Gloucester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Gloucester City
Unified School District	Gloucester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,414.00 (+1.14%)	$865,600 (+1.24%) Land $222,300 Building $643,300
2024	$8,319.00 (+4.52%)	$855,000 (+13.76%) Land $211,700 Building $643,300	$1,483,330
2023	$7,959.00	$751,600 Land $189,000 Building $562,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 36 individual policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	39 units insured incl. 3 condo units
Nearby Flood Claims	27 (1978–2024)
Claims Outside the SFHA	3 of 27
Most Recent Claim	Jan 2024 · tidal / storm surge
Claims by Event	Severe Storms And Flooding, Apr 2010 · 3 claims Coastal Storm, Oct 1991 · 3 claims Coastal Storms, Flood, Ice & Snow, Feb 1978 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GLOUCESTER PUBLIC UTILITY DIVISION serves 37,440 people · EPA ID MA3107000
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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