55 Bayberry Rd, Schenectady, NY 12306 Property Records

Schenectady County and Rotterdam Town property record for 55 Bayberry Rd, Schenectady, NY 12306

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,212 sqft · built 1969
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on File
Last Sale	$179,000 (Jun 2012)
Tax Bill	$8,361 (2026)
Deeds & Mortgages	Mar 2021 Mortgage Jan 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`422800 58.16-9-5`

Property Details

APN / Parcel Number

Primary APN	`422800 58.16-9-5`
Alternative APN	`280005801600090050000000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,212 sqft Living Area
1st Floor Area	1,712 sqft
Upper Floors Area	286 sqft
Basement Area	500 sqft
Finished Basement	500 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1970
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Lot Area	10,890 sqft (0.25 acres)
Lot Dimensions	134 ft deep x 80 ft wide
Garage Type	Basement

Exterior Amenities

Porch	Slab
Porch Area	200 sqft
Shed	1 Shed
Shed Area	60 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	55 BAYBERRY RD
City	SCHENECTADY
State	NY
Zip	12306-3427
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	R,G2,BF,FP,SPLT COL CREST #2 - 136 7.-519-17
Legal Block	9
Legal Lot Number	5.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	ROTTERDAM
Census Block Group	1
Census Block	1028
Census Tract	33003

Owner

55 Bayberry Rd is owned and occupied by two individuals who bought it in June 2012.

Source: Schenectady County and Rotterdam Town records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	55 BAYBERRY RD, SCHENECTADY, NY 12306-3427
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2021	Deed of Trust, Mortgage TRUSTCO BANK
Jan 16, 2019	Deed of Trust, Mortgage · Line of Credit TRUSTCO BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 20, 2012 · Amount on File
Deed Sale	Jun 20, 2012 · Amount on File
Deed Document Number	201226173
Deed Book / Page	1857 / 589
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Property Address	55 BAYBERRY RD, SCHENECTADY, NY 12306-3427
Transaction Type	Mortgage
Record Updated	Apr 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	55 BAYBERRY RD, SCHENECTADY, NY 12306-3427

Mortgage

Document Number	0000009500
Date	Mar 10, 2021
Book Page	5076/740
Instrument	202109500

Lender

Name	TRUSTCO BANK
Type	Bank
Address	SCHENECTADY, NY 12302

Agreement

Amount	Amount on Record

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Property Address	55 BAYBERRY RD, SCHENECTADY, NY 12306-3427
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002266
Date	Jan 16, 2019
Book Page	4889/952
Instrument	201902266

Lender

Name	TRUSTCO BANK
Type	Bank
Address	SCHENECTADY, NY 12302

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2026 property tax bill for 55 Bayberry Rd was $8,361 with a homeowner's exemption, up 1.6% from the year before.

Source: Schenectady County and Rotterdam Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
County Subdivision	Rotterdam Town
Unified School District	Rotterdam-Mohonasen Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,361.00 (+1.62%) Homeowner's exemption
2025	$8,228.00	$225,000 Land $18,800 Building $206,200	$346,200 Land $28,927 Building $317,273
2023		$225,000 Land $18,800 Building $206,200	$296,100 Land $24,741 Building $271,359

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 55 Bayberry Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 55 Bayberry Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROTTERDAM WD #5 serves 28,000 people · EPA ID NY4600069
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 313 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 35
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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