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55 Bay Ln, Centerville, MA 02632 Property Records

Barnstable County and Barnstable Town City property record for 55 Bay Ln, Centerville, MA 02632 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 1,893 sqft · built 1995
Lot Size0.53 acres (23,087 sqft)
Owner2 Individual Names on File
Last Sale$764,000 (Nov 2018)
Tax Bill$9,486 (2025)
Deeds & MortgagesAug 2025 Mortgage
Nov 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNCENT M:186 L:069002

Property Details

APN / Parcel Number

Primary APNCENT M:186 L:069002
Alternative APN
  • 358856

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area1,893 sqft Living Area
Gross Area5,337 sqft

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Architectural StyleCape Cod
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area23,087 sqft (0.53 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number358856
Street Address55 BAY LN
CityCENTERVILLE
StateMA
Zip02632-3301
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Lot Number69002
JurisdictionBARNSTABLE MA
Township / Civil DivisionBARNSTABLE TOWN
Census Block Group1
Census Block1033
Census Tract12700

Owner

Source: Barnstable County and Barnstable Town City records · APN CENT M:186 L:069002

Assessment roll updated May 27, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address4226 MATHEWSON DR NW, WASHINGTON, DC 20011-4248
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 13, 2025Deed of Trust, Mortgage
PNC BANK NA
Nov 20, 2018Quit Claim Deed, Transfer
MORGAN STANLEY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 20, 2018 · Amount on Record
Deed SaleNov 20, 2018 · Amount on Record
Prior SaleJul 07, 1995 · Amount on Record
Record UpdatedSep 20, 2026

August 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCENTERVILLE MA
Property Address55 BAY LN, CENTERVILLE, MA 02632-3301
Transaction TypeMortgage
Record UpdatedApr 03, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001528260
DateAug 13, 2025
Instrument1528260
Lender
NamePNC BANK NA
TypeBank
Agreement
AmountAmount Recorded
Term481 Months
DueSep 01, 2065
Interest
Rate TypeAdjustable Rate

November 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBARNSTABLE MA
Recording DateNov 20, 2018
Property Address55 BAY LN, CENTERVILLE, MA 02632-3301
Document Number0001359177
Instrument DateOct 31, 2018
Instrument1359177
Transaction TypeTransfer
Record UpdatedDec 12, 2018

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$4,354.80
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address55 BAY LN CENTERVILLE MA 026323301, CENTERVILLE, MA 02632-3301

Mortgage

Document Number1359178
DateNov 20, 2018
Instrument1359178
Lender
NameMORGAN STANLEY
Agreement
AmountAmount Recorded
Term360 Months
DueNov 19, 2048

Tax Assessment & Valuation

Source: Barnstable County and Barnstable Town City records · Assessment roll updated May 27, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyBarnstable County
MunicipalityBarnstable Town City
Unified School DistrictBarnstable School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$9,486.00 (+6.12%)$1,172,500 (+2.45%) Land $494,800 Building $677,700$936,700
2024$8,939.00 (+14.76%)$1,144,500 (+22.55%) Land $494,800 Building $649,700
2023$7,789.00$933,900 Land $348,300 Building $585,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Barnstable County (25001C), updated October 1, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250010127001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance CostPremium on Record
median of 25 individual NFIP policies nearby
Nearby Flood Policies25 in force
Nearby Flood Claims9 (1978–2023)
Most Recent ClaimMar 2023, rainfall accumulation
Claims By Storm
  • Hurricane Bob, Aug 1991 · 3 claims
  • Coastal Storms, Flood, Ice & Snow, Feb 1978 · 2 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 69 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 2,000

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE (outdoors only)

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