55 Bay Laurel, Irvine, CA 92620 Property Records

Orange County property record for 55 Bay Laurel, Irvine, CA 92620

Property Summary

Property Type	Condominium
Details	2 bd · 3 ba · 1,171 sqft · built 2016
Owner	Individual Name on File
Last Sale	$721,000 (Jun 2021)
Tax Bill	$10,837 (2025)
Deeds & Mortgages	Jun 2021 Sale & Mortgage Jun 2021 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`931-321-55`

Property Details

APN / Parcel Number

Primary APN	`931-321-55`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Building Area	1,171 sqft Living Area

Exterior

Year Built	Built 2016
Garage Area	451 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	55 BAY LAUREL
City	IRVINE
State	CA
Zip	92620-3111
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	N TR 17753 BLK LOT 3 UN 19 LOT 3 OF TRACT 17753 OF CONDO PROJECT 931-32
Legal Subdivision	17753 PH 12
Legal Tract	17753
Legal Lot Number	3
Jurisdiction	ORANGE CA
Township / Civil Division	IRVINE-LAKE FOREST
Census Block Group	7
Census Block	7002
Census Tract	52433

Owner

55 Bay Laurel, a condominium, is owned and occupied by an individual who bought it in June 2021.

Source: Orange County records, as of November 17, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	55 BAY LAUREL, IRVINE, CA 92620-3111
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2021	Grant Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Jun 25, 2021	Intrafamily Transfer, Transfer WFT NATIONAL TITLE, WFG NATIONAL TITLE
Jan 7, 2020	Deed of Trust, Mortgage · Line of Credit FIRST SAVINGS BANK
Jan 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 25, 2021 · Amount on File
Deed Sale	Jun 25, 2021 · Amount on File
Prior Sale	Jun 25, 2021
Deed Document Number	2021000418723
Record Updated	Jun 8, 2026

June 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Jun 25, 2021
Property Address	55 BAY LAUREL, IRVINE, CA 92620-3111
Document Number	0000418723
Map Reference	MB 927 PG 18-23
Instrument Date	Jun 11, 2021
Instrument	2021000418723
Transaction Type	Transfer
Record Updated	Jul 7, 2021
Title Company	WFT NATIONAL TITLE, WFG NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	55 BAY LAUREL, IRVINE, CA 92620-3111
Investor	Possibly a Property Investor

Mortgage

Document Number	0000418724
Date	Jun 25, 2021
Instrument	2021000418724

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Jun 25, 2021
Property Address	55 BAY LAUREL, IRVINE, CA 92620-3111
Document Number	0000418722
Map Reference	MB 927 PG 18-23
Instrument Date	Jun 8, 2021
Instrument	2021000418722
Transaction Type	Transfer
Record Updated	Jul 7, 2021
Title Company	WFT NATIONAL TITLE, WFG NATIONAL TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	55 BAY LAUREL, IRVINE, CA 92620-3111
Investor	Possibly a Property Investor

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	55 BAY LAUREL, IRVINE, CA 92620-3111
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005907
Date	Jan 7, 2020
Instrument	2020000005907

Lender

Name	FIRST SAVINGS BANK
Type	Bank
Address	CLARKSVILLE, IN 47129

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	299 Months
Due	Dec 24, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	55 BAY LAUREL, IRVINE, CA 92620-3111
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SOLIDIFI TITLE AND CLOSING

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005906
Date	Jan 7, 2020
Instrument	2020000005906

Lender

Name	FIRST SAVINGS BANK
Type	Bank
Address	CLARKSVILLE, IN 47129

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 55 Bay Laurel was $10,837.

Source: Orange County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Irvine City
Unified School District	Irvine Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$10,837.00	$780,432 Land $559,029 Building $221,403
2023	$10,477.00 (+1.61%)	$750,128 Land $537,322 Building $212,806
2022	$10,311.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 55 Bay Laurel in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 55 Bay Laurel has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IRVINE RANCH WATER DISTRICT serves 450,323 people · EPA ID CA3010092
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Google Fiber Fiber	2,000 / 1,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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