Beaufort County property record for 55 Ballard St, Chocowinity, NC 27817
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,056 sqft · built 1945 |
| Lot Size | 0.46 acres (20,038 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $38,000 (Jun 2015) |
| Tax Bill | $746 (2026) |
| Deeds & Mortgages | Oct 2023 Line of Credit Jun 2023 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 5664-57-0635 |
| Primary APN | 5664-57-0635 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,056 sqft Living Area |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1945 |
|---|---|
| Effective Year Built | Effective 1968 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 20,038 sqft (0.46 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 55 BALLARD ST |
|---|---|
| City | CHOCOWINITY |
| State | NC |
| Zip | 27817-8548 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | LTS 66, 67 AND REAR T E ADAMS SD |
| Legal Lot Number | 66-67 |
| Jurisdiction | BEAUFORT NC |
| Township / Civil Division | CHOCOWINITY |
| Census Block Group | 1 |
| Census Block | 1060 |
| Census Tract | 931002 |
Source: Beaufort County records, as of October 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 55 BALLARD ST, CHOCOWINITY, NC 27817-8548 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 23, 2023 | Deed of Trust, Mortgage · Line of Credit FIRST BANK |
| Jun 7, 2023 | Deed of Trust, Mortgage · Line of Credit FIRST BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 24, 2015 · Amount on Record |
| Deed Sale | Jun 24, 2015 · Amount on Record |
| Deed Book / Page | 1875 / 740 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEAUFORT NC |
| Property Address | 55 BALLARD ST, CHOCOWINITY, NC 27817-8548 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2023 |
| Name | Verified Name |
|---|---|
| Address | 55 BALLARD ST, CHOCOWINITY, NC 27817-8548 |
| Document Number | 002152/107 |
|---|---|
| Date | Oct 23, 2023 |
| Book Page | 2152/107 |
| Instrument | 2023005061 |
| Name | FIRST BANK |
|---|---|
| Type | Bank |
| Address | WASHINGTON, NC 27889 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEAUFORT NC |
| Property Address | 55 BALLARD ST, CHOCOWINITY, NC 27817-8548 |
| Transaction Type | Mortgage |
| Record Updated | Sep 7, 2023 |
| Name | Verified Name |
|---|---|
| Address | 55 BALLARD ST, CHOCOWINITY, NC 27817-8548 |
| Document Number | 002140/838 |
|---|---|
| Date | Jun 7, 2023 |
| Book Page | 2140/838 |
| Instrument | 2023002755 |
| Name | FIRST BANK |
|---|---|
| Type | Bank |
| Address | WASHINGTON, NC 27889 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Beaufort County assessment roll, as of October 16, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Beaufort County |
| Municipality | Chocowinity Town |
| Unified School District | Beaufort County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $746.00 (+42.91%) | $108,793 (+120.26%) Land $20,189 Building $88,604 | |
| 2025 | $108,793 (+120.26%) Land $20,189 Building $88,604 | ||
| 2023 | $522.00 | $49,394 Land $29,295 Building $20,099 | |
| 2018 | $49,394 Land $29,295 Building $20,099 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 201 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 201 in force |
| Nearby Flood Claims | 103 (1996–2023) |
| Claims Outside the SFHA | 3 of 103 |
| Most Recent Claim | Sep 2023 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHOCOWINITY WATER SYSTEM serves 2,565 people · EPA ID NC0407025 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable | 940 / 35 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Brightspeed.
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