55 Azure Pl, Miramar Beach, FL 32550 Property Records

Walton County property record for 55 Azure Pl, Miramar Beach, FL 32550 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,877 sqft · built 1992
Lot Size	0.299 acres (13,029 sqft)
Owner	2 Company Names on File
Last Sale	$678,000 (Mar 2023)
Tax Bill	$5,262 (2025)
Deeds & Mortgages	Dec 2023 Transfer Mar 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`30-2S-21-42910-00F-0040`

Property Details

APN / Parcel Number

Primary APN	`30-2S-21-42910-00F-0040`
Alternative APNs	`30-221-42910-00F-0040` `1069347`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,877 sqft Living Area
Gross Area	3,465 sqft
1st Floor Area	2,877 sqft
Flooring	Tile
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Exterior Material	Wood
Construction Type	Frame
Roof Type	Cathedral/Clerestory
Roof Material	Concrete
Lot Area	13,029 sqft (0.299 acres)
Lot Dimensions	158 ft deep x 55 ft wide
Garage Type	Attached
Garage Area	492 sqft
Driveway	Brick Driveway
Porch	Finished/Open Porch
Porch Area	611 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	55 AZURE PL
City	MIRAMAR BEACH
State	FL
Zip	32550-5253
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4 BOX BLK F EMERALD BAY PH 1A S/D PB 9-7 AMENDED PB 9-27 OR 936-176 OR 1893-7 OR 2065-197 OR 2883-3275 OR 3098-3438 OR 3284-84 OR 3311-1622
Legal Range	021
Legal Township	02S
Legal Section	30
Legal Subdivision	EMERALD BAY PH 1A
Legal Phase	1A
Legal Block	F
Legal Lot Number	4
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	1
Census Block	1006
Census Tract	950608

Owner

Source: Walton County records · APN 30-2S-21-42910-00F-0040

Assessment roll updated December 3, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	55 AZURE PL, MIRAMAR BEACH, FL 32550-5253
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Dec 27, 2023	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Mar 21, 2023	Warranty Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP
Mar 04, 2019	Warranty Deed, Transfer · ARM FBT MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 21, 2023 · Amount on Record
Deed Sale	Mar 21, 2023 · Amount on Record
Prior Sale	Mar 04, 2019 · Amount on Record
Deed Document Number	20239649
Deed Book / Page	3284 / 84
Last Transfer Date	Dec 27, 2023
Transfer Doc	0033111622
Record Updated	Jun 08, 2026

December 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WALTON FL
Recording Date	Dec 27, 2023
Property Address	55 AZURE PL, MIRAMAR BEACH, FL 32550-5253
Document Number	0033111622
Book / Page	3311 / 1622
Map Reference	MB 9 PG 7
Instrument Date	Dec 27, 2023
Instrument	20230045838
Transaction Type	Transfer
Record Updated	Jan 18, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	55 AZURE PL, MIRAMAR BEACH, FL 32550-5253

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	55 AZURE PL, MIRAMAR BEACH, FL 32550-5253

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Mar 21, 2023
Property Address	55 AZURE PL, MIRAMAR BEACH, FL 32550-5253
Document Number	0032840084
Book / Page	3284 / 84
Map Reference	MB 9 PG 7
Instrument Date	Mar 21, 2023
Instrument	20230009649
Transaction Type	Transfer
Record Updated	May 19, 2023
Title Company	NOT AVAILABLE, PRIORITY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$4,746.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	226 DIAMOND CV, DESTIN, FL 32541-5124

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	55 AZURE PL, MIRAMAR BEACH, FL 32550-5253

Mortgage

Document Number	0000328490
Date	Mar 21, 2023
Instrument	3284/90

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2053

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Mar 04, 2019
Property Address	55 AZURE PL, MIRAMAR BEACH, FL 32550-5253
Document Number	0030983438
Book / Page	3098 / 3438
Map Reference	MB 9 PG 7
Instrument Date	Feb 26, 2019
Instrument	20190006407
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,290.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	721 WOOD POINT DR, 721, BUNNLEVEL, NC 28323-7501

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	55 AZURE PL, MIRAMAR BEACH, FL 32550-5253

Mortgage

Document Number	20190006409
Date	Mar 04, 2019
Instrument	20190006409

Lender

Name	FBT MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Mar 01, 2049

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Type Change Date	Mar 01, 2022
Change Frequency	Annually
Min Rate At Change	3.5%
Max Rate At Change	7.5%
Index	1-Year LIBOR
Max Rate	11.5%

Tax Assessment & Valuation

Source: Walton County records · Assessment roll updated December 3, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,262.00 (-2.18%)	$621,053 (+2.67%) Land $177,502 Building $443,551	$621,053 (+2.67%) Land $177,502 Building $443,551
2024	$5,379.00 (+5.62%)
2023	$5,093.00 (+2.68%)	$604,926 (+0.24%) Land $169,050 Building $435,876	$604,926 (+0.24%) Land $169,050 Building $435,876
2022	$4,960.00	$603,448 Land $161,279 Building $442,169	$603,448 Land $161,279 Building $442,169

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Walton County (12131C), updated June 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121319506081, refreshed September 2026 · USFWS Coastal Barrier Resources System, December 19, 2024 release · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 148 individual NFIP policies nearby
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	148 in force
Nearby Flood Claims	12 (2004–2024)
Claims Outside the SFHA	5 of 12
Most Recent Claim	Sep 2024, other causes, Hurricane Helene
Claims By Storm	Hurricane Sally, Sep 2020 · 5 claims Hurricane Michael, Oct 2018 · 2 claims Hurricane Frances, Sep 2004 · 2 claims

Coastal Barrier Resources

Coastal Barrier Resources System	Yes
Unit	P32 “Moreno Point”
Unit Type	System Unit
Designated	October 18, 1982
NFIP Eligibility	Not eligible (built 1992) built after the October 1, 1983 cutoff · private flood insurance only

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 225 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
LiveOak Fiber	Fiber	5,000 / 5,000
Cox Communications	Cable	2,000 / 35
Verizon	Fixed Wireless	300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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