55 Ave C, Key Largo, FL 33037 Property Records

Monroe County property record for 55 Ave C, Key Largo, FL 33037

Property Summary

Property TypeResidential Vacant Land
Details2 bd · 1 ba · 528 sqft · built 1966
Lot Size0.089 acres (3,878 sqft)
Owner2 Individual Names on Record
Last Sale$280,000 (Sep 2017)
Tax Bill$2,982 (2024)
Deeds & MortgagesSep 2019 Mortgage
Sep 2017 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN00459650-000000

Property Details

APN / Parcel Number

Primary APN00459650-000000
Alternative APNs
  • 22613900459650000000
  • 1563170

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area528 sqft

Exterior

Year BuiltBuilt 1966
Exterior MaterialRibbed Aluminum
Lot Area3,878 sqft (0.089 acres)
PorchPorch
Porch Area80 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC

Location & Zoning

Account Number1563170
Old Parcel Number22613900459650000000
Street Address55 AVENUE C
CityKEY LARGO
StateFL
Zip33037-2620
Property CategoryResidential
Property TypeVacant Land > Residential
Legal DescriptionKEY LARGO TRAILER VILLAGE KEY LARGO PB5-43 LOT 22 BLK 4 & W1/2 OF BARRACADE OR407-797-798 OR461-160 OR992-1227 OR1137-791DC
Legal Range39E
Legal Township61S
Legal Section22
Legal SubdivisionKEY LARGO TRAILER VILLAGE
Legal Block4
Legal Lot Number22
JurisdictionMONROE FL
Township / Civil DivisionUPPER KEYS
Census Block Group1
Census Block1017
Census Tract970400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed AreaWithin John Pennekamp Coral Reef State Park and Reserve
listed 1972 · 10 contributing resources · NRIS 72000340

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Monroe County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing AddressPO BOX 370275, KEY LARGO, FL 33037-0275
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 20, 2019Deed of Trust, Mortgage · Conventional Mortgage
ANTONY RUPRECHT
Sep 25, 2017Warranty Deed, Transfer · Conventional Mortgage
IRWIN R MOGERMAN

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 1, 2017 · Amount on Record
Deed SaleSep 1, 2017 · Amount on Record
Deed Document Number0002872654
Deed Book / Page1839 / 2068
Prior Transfer DateDec 10, 2002
Prior Transfer Doc1338607
Record UpdatedJun 8, 2026

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE FL
Property Address55 AVENUE C, KEY LARGO, FL 33037-2620
Document Number0029891624
Instrument DateSep 20, 2019
Transaction TypeMortgage
Record UpdatedNov 22, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address19120 NW 51ST AVE MIAMI GARDENS FL 330552043, MIAMI GARDENS, FL 33055-2043

Mortgage

Document Number0029891624
DateOct 16, 2019
Book Page002989/001624
Instrument2240637
Lender
NameANTONY RUPRECHT
Address81 AVENUE D, KEY LARGO, FL 33037-2653
Agreement
TypeConventional Mortgage
AmountAmount Recorded

September 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateSep 25, 2017
Property Address55 AVENUE C, KEY LARGO, FL 33037-2620
Document Number0028720654
Book / Page002872 / 000654
Instrument DateSep 7, 2017
Instrument2137702
Transaction TypeTransfer
Record UpdatedOct 23, 2017
Title CompanyLAWYERS LAND TITLE COMPANY, LAWYERS LAND TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,960.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address40 AVENUE C KEY LARGO FL 330372621, KEY LARGO, FL 33037-2621

Mortgage

Document Number28720656
DateSep 25, 2017
Book Page002872/000656
Instrument2137703
Lender
NameIRWIN R MOGERMAN
Address12781 MIRAMAR PKWY # 303, MIRAMAR, FL 33027-2908
Agreement
TypeConventional Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$467,063 (+0.11%) Land $438,408 Building $28,655$467,063 (+0.11%) Land $438,408 Building $28,655
2024$2,982.00 (+3.43%)
2023$2,883.00 (+20.28%)$466,559 (+31.07%) Land $438,408 Building $28,151$466,559 (+31.07%) Land $438,408 Building $28,151
2022$2,397.00$355,955 Land $331,569 Building $24,386$355,955 Land $331,569 Building $24,386

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation9.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 147 individual policies
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies151 units insured
incl. 4 condo units
Nearby Flood Claims160 (1979–2022)
Claims Outside the SFHA3 of 160
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Irma, Sep 2017 · 28 claims
  • Hurricane Wilma, Oct 2005 · 75 claims
  • Hurricane Irene, Oct 1999 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 414 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

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