55 Ardmore Ave, Providence, RI 02908 Property Records

Providence City property record for 55 Ardmore Ave, Providence, RI 02908

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,003 sqft · built 2021
Lot Size0.115 acres (5,000 sqft)
Owner2 Individual Names on Record
Last Sale$459,000 (Jan 2022)
Tax Bill$4,655 (2025)
Deeds & MortgagesFeb 2021 Mortgage
Jun 2024 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APNPROV M:122 L:325

Property Details

APN / Parcel Number

Primary APNPROV M:122 L:325
Alternative APNs
  • P:1220325 L:0000
  • 8094

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Building Area2,003 sqft Living Area
1st Floor Area813 sqft
Basement Area813 sqft
Unfinished Basement813 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area5,000 sqft (0.115 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Account Number8094
Street Address55 ARDMORE AVE
CityPROVIDENCE
StateRI
Zip02908-2003
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal Lot Number325
JurisdictionPROVIDENCE RI
Township / Civil DivisionPROVIDENCE
Census Block Group4
Census Block4028
Census Tract2400

Owner

Source: Providence City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address55 ARDMORE AVE, PROVIDENCE, RI 02908-2003
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 1, 2021Deed of Trust, Mortgage · Stand-Alone First Mortgage
MICHELE T DELLENA
Jun 20, 2024Deed of Trust, Mortgage · FHA Mortgage
NBKC BANK
Jan 10, 2022Warranty Deed, Transfer · Stand-Alone First Mortgage
MOVEMENT MORTGAGE
Jan 11, 2021Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 10, 2022 · Amount on Record
Deed SaleJan 10, 2022 · Amount on Record
Prior SaleJan 11, 2021 · Amount on Record
Deed Book / Page13430 / 165
Record UpdatedOct 29, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPROVIDENCE RI
Property Address55 ARDMORE AVE, PROVIDENCE, RI 02908-2003
Transaction TypeMortgage
Record UpdatedNov 20, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number012997-229
DateFeb 1, 2021
Book Page12997/229
Instrument2021277216
Lender
NameMICHELE T DELLENA
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

June 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPROVIDENCE RI
Property Address55 ARDMORE AVE, PROVIDENCE, RI 02908-2003
Transaction TypeMortgage
Record UpdatedNov 20, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number014157-300
DateJun 20, 2024
Book Page14157/300
Instrument2024369842
Lender
NameNBKC BANK
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2054

January 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPROVIDENCE RI
Recording DateJan 10, 2022
Property Address55 ARDMORE AVE, PROVIDENCE, RI 02908-2003
Document Number013430-165
Book / Page13430 / 165
Instrument DateJan 7, 2022
Instrument2022309875
Transaction TypeTransfer
Record UpdatedNov 20, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address55 ARDMORE AVE, PROVIDENCE, RI 02908-2003

Mortgage

Document Number2022309876
DateJan 10, 2022
Instrument2022309876
Lender
NameMOVEMENT MORTGAGE
TypeMortgage Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

January 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPROVIDENCE RI
Recording DateJan 11, 2021
Property Address55 ARDMORE AVE, PROVIDENCE, RI 02908
Document Number0012973-90
Book / Page12973 / 90
Instrument DateJan 8, 2021
Instrument2021275393
Transaction TypeTransfer
Record UpdatedJun 13, 2023

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1515 SMITH ST, N PROVIDENCE, RI 02911-2947

Tax Assessment & Valuation

Source: Providence City assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
MunicipalityProvidence City
Unified School DistrictProvidence School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,655.00 (-43.6%)$554,200 (+23.21%) Land $162,000 Building $392,200$578,719
2023$8,254.00 (+21.74%)$449,800 (+18.09%) Land $105,300 Building $344,500
2022$6,780.00$380,900 Land $105,300 Building $275,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPROVIDENCE-CITY OF
serves 333,142 people · EPA ID RI1592024
Water SourceSurface water
Last State InspectionOct 2025
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2018
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 638 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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