55 Ames St, Lawrence, MA 01841 Property Records

Essex County and Lawrence City property record for 55 Ames St, Lawrence, MA 01841

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,248 sqft · built 1925
Lot Size	0.076 acres (3,300 sqft)
Owner	Individual Name on Record
Last Sale	$280,000 (Aug 2019)
Tax Bill	$3,698 (2025)
Deeds & Mortgages	May 2021 Refinance Aug 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`205 0000 0056 A`

Property Details

APN / Parcel Number

Primary APN	`205 0000 0056 A`
Alternative APN	`LAWR M:0205 B:0000 L:0056`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,248 sqft Living Area
Gross Area	2,387 sqft

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gambrel
Roof Material	Asphalt
Lot Area	3,300 sqft (0.076 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Account Number	205 0000 0056 A
Street Address	55 AMES ST
City	LAWRENCE
State	MA
Zip	01841-4937
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	56
Jurisdiction	LAWRENCE MA
Township / Civil Division	LAWRENCE
Census Block Group	2
Census Block	2012
Census Tract	251400

Owner

Source: Essex County and Lawrence City records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	55 AMES ST, LAWRENCE, MA 01841-4937
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 27, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance CITIZENS BANK
Aug 29, 2019	Quit Claim Deed, Transfer · Stand-Alone First Mortgage NEW ENGLAND REGIONAL MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 29, 2019 · Amount on Record
Deed Sale	Aug 29, 2019 · Amount on Record
Prior Sale	May 9, 1994 · Amount on Record
Deed Document Number	201920899
Deed Book / Page	15978 / 61
Record Updated	Sep 20, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE MA
Property Address	55 AMES ST, LAWRENCE, MA 01841-4937
Transaction Type	Mortgage
Record Updated	Jun 11, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	16951-1
Date	May 27, 2021
Book Page	16951/1
Instrument	17666

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAWRENCE MA
Recording Date	Aug 29, 2019
Property Address	55 AMES ST, LAWRENCE, MA 01841-4937
Document Number	15978-61
Book / Page	15978 / 61
Instrument Date	Aug 24, 2019
Instrument	20899
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	55 AMES ST, LAWRENCE, MA 01841-4937

Mortgage

Document Number	20900
Date	Aug 29, 2019
Instrument	20900

Lender

Name	NEW ENGLAND REGIONAL MORTGAGE CORP

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Essex County and Lawrence City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Lawrence City
Unified School District	Lawrence School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,698.00 (+6.69%)	$420,200 (+12.14%) Land $106,800 Building $313,400	$377,150
2024	$3,466.00 (-1.98%)	$374,700 (+7.67%) Land $103,300 Building $271,400
2023	$3,536.00	$348,000 Land $90,500 Building $257,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAWRENCE WATER WORKS serves 89,143 people · EPA ID MA3149000
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2016
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 785 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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