55 Alpha Ave, Old Bridge, NJ 08857 Property Records

Middlesex County and Old Bridge Township property record for 55 Alpha Ave, Old Bridge, NJ 08857

Property Summary

Property TypeSingle Family Home
Details1,659 sqft · built 1958
Lot Size0.178 acres (7,745 sqft)
Owner2 Individual Names on File
Last Sale$325,000 (Jun 2010)
Tax Bill$8,860 (2025)
Deeds & MortgagesSep 2023 Line of Credit
Nov 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN15-15517-0000-00507

Property Details

APN / Parcel Number

Primary APN15-15517-0000-00507
Alternative APNs
  • 151551700507
  • 10664000

Interior

Stories1 Story
Building Area1,659 sqft Living Area
1st Floor Area1,659 sqft

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 1958
Construction TypeFrame
Lot Area7,745 sqft (0.178 acres)
Lot Dimensions121 ft deep x 64 ft wide

Location & Zoning

Account Number10664000
Street Address55 ALPHA AVE
CityOLD BRIDGE
StateNJ
Zip08857-2226
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR6
Legal Description64X121
Legal SubdivisionCRESTWOOD SEC 04
Legal Block15517
Legal Lot Number507
JurisdictionMIDDLESEX NJ
Township / Civil DivisionOLD BRIDGE
Census Block Group2
Census Block2010
Census Tract7806

Owner

55 Alpha Ave is owned and occupied by two individuals who bought it in June 2010.

Source: Middlesex County and Old Bridge Township records, as of June 30, 2026

Owner of Record2 Individual Names on File
Mailing Address55 ALPHA AVE, OLD BRIDGE, NJ 08857-2226
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 11, 2023Deed of Trust, Mortgage · Line of Credit
AFFINITY FCU
Nov 2, 2020Deed of Trust, Mortgage · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
Sep 12, 2017Deed of Trust, Mortgage · Conventional with PMI
PROVIDENT FNDG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 14, 2010 · Amount on File
Deed SaleJun 14, 2010 · Amount on File
Prior SaleDec 8, 1998 · Amount on File
Deed Document Number20105692
Deed Book / Page6165 / 184
Record UpdatedOct 29, 2026

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMIDDLESEX NJ
Property Address55 ALPHA AVE, OLD BRIDGE, NJ 08857-2226
Transaction TypeMortgage
Record UpdatedOct 2, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000053420
DateSep 11, 2023
Book Page19295/1079
Instrument2023053420
Lender
NameAFFINITY FCU
TypeCredit Union
AddressBASKING RIDGE, NJ 07920
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueSep 8, 2053

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMIDDLESEX NJ
Property Address55 ALPHA AVE, OLD BRIDGE, NJ 08857-2226
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyTITLE GUARANTEE INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000109071
DateNov 2, 2020
Book Page18109/1293
Instrument2020109071
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
AddressCARROLLTON, TX 75007
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term240 Months
DueNov 1, 2040

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMIDDLESEX NJ
Property Address55 ALPHA AVE, OLD BRIDGE, NJ 08857-2226
Document Number0000020142
Book / Page016903 / 000371
Instrument DateSep 12, 2017
Transaction TypeMortgage
Record UpdatedSep 29, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address55 ALPHA AVE OLD BRIDGE NJ 088572226, OLD BRIDGE, NJ 08857-2226

Mortgage

Document Number0000020142
DateSep 25, 2017
Book Page016903/000371
Instrument20142
Lender
NamePROVIDENT FNDG
TypeFunding / Finance Company
AddressSAN BRUNO, CA 94066
Agreement
TypeConventional with PMI
AmountAmount on Record
Term240 Months
DueSep 24, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 55 Alpha Ave was $8,860, up 1% from the year before.

Source: Middlesex County and Old Bridge Township assessment roll, as of June 30, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyMiddlesex County
County SubdivisionOld Bridge Township
Unified School DistrictOld Bridge Township School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$142,600 (-) Land $64,800 Building $77,800$142,600 (-) Land $64,800 Building $77,800
2025$8,860.00 (+10.03%)$142,600 Land $64,800 Building $77,800$142,600 Land $64,800 Building $77,800
2024$8,052.00
2023$142,600 Land $64,800 Building $77,800$142,600 Land $64,800 Building $77,800
2022$7,547.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 55 Alpha Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 55 Alpha Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOLD BRIDGE MUA
serves 68,000 people · EPA ID NJ1209002
Water SourcePurchased surface water from MIDDLESEX WATER COMPANY
Last State InspectionJun 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 702 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fixed Wireless
300 / 20

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