55 Allen Loop Dr, Santa Rosa Beach, FL 32459 Property Records

Walton County property record for 55 Allen Loop Dr, Santa Rosa Beach, FL 32459

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 1,740 sqft · built 1996
Lot Size	0.077 acres (3,343 sqft)
Owner	2 Individual Names on Record
Last Sale	$799,999 (Sep 2020)
Tax Bill	$6,997 (2025)
Deeds & Mortgages	Sep 2020 Sale Jun 2019 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-3S-20-34310-000-0040`

Property Details

APN / Parcel Number

Primary APN	`03-3S-20-34310-000-0040`
Alternative APNs	`03-320-34310-000-0040` `1005962`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	1,740 sqft Living Area
Gross Area	3,092 sqft
1st Floor Area	786 sqft
Flooring	Tile
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2012
Exterior Material	Concrete
Roof Type	Cathedral/Clerestory
Roof Material	Other
Lot Area	3,343 sqft (0.077 acres)
Driveway	Brick Driveway
Porch	Finished/Open Porch
Porch Area	1,289 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	55 ALLEN LOOP DR
City	SANTA ROSA BEACH
State	FL
Zip	32459-4153
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RP
Legal Description	LOT 4 THE COTTAGES AT DUNE ALLEN OR 677-1 OR 1010-289 OR 2059-109 OR 2399-920 OR 3108-3817 &-3820
Legal Range	020
Legal Township	03S
Legal Section	03
Legal Subdivision	COTTAGES AT DUNE ALLEN CONDO
Legal Lot Number	4
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	1
Census Block	1004
Census Tract	950604

Owner

Source: Walton County records, as of December 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 159351, NASHVILLE, TN 37215-9351
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 3, 2020	Grant Deed, Transfer ATTORNEY ONLY
Jun 18, 2019	Quit Claim Deed, Transfer SHORELINE TITLE LLC
Jun 18, 2019	Warranty Deed, Transfer BRANCH BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 3, 2020 · Amount on Record
Deed Sale	Sep 3, 2020 · Amount on Record
Prior Sale	Jun 18, 2019 · Amount on Record
Deed Document Number	202034125
Deed Book / Page	3158 / 1242
Prior Transfer Date	Nov 17, 2015
Prior Transfer Doc	0029952047
Record Updated	Jun 8, 2026

September 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WALTON FL
Recording Date	Sep 3, 2020
Property Address	55 ALLEN LOOP DR, SANTA ROSA BEACH, FL 32459-4153
Document Number	0031581242
Book / Page	003158 / 001242
Instrument Date	Aug 28, 2020
Instrument	34125
Transaction Type	Transfer
Record Updated	Oct 15, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$5,600.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 154351 NASHVILLE TN 37215, NASHVILLE, TN 37215

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WALTON FL
Recording Date	Jun 18, 2019
Property Address	55 ALLEN LOOP DR, SANTA ROSA BEACH, FL 32459-4153
Document Number	0031083817
Book / Page	003108 / 003817
Instrument Date	Jun 12, 2019
Instrument	19962
Transaction Type	Transfer
Record Updated	Jul 3, 2019
Title Company	SHORELINE TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$0.70
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	448 COLUMBUS ST ST AUGUSTINE FL 320844775, ST AUGUSTINE, FL 32084-4775

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Jun 18, 2019
Property Address	55 ALLEN LOOP DR, SANTA ROSA BEACH, FL 32459-4153
Document Number	0031083820
Book / Page	003108 / 003820
Instrument Date	Jun 12, 2019
Instrument	19964
Transaction Type	Transfer
Record Updated	Jul 3, 2019
Title Company	SHORELINE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,375.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 5156 ROME GA 301625156, ROME, GA 30162-5156

Mortgage

Document Number	31083822
Date	Jun 18, 2019
Book Page	003108/003822
Instrument	19965

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WILSON, NC 27893

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 17, 2049

Tax Assessment & Valuation

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,997.00 (-21.02%)	$774,436 (-23.54%) Land $300,000 Building $474,436	$774,436 (-23.54%) Land $300,000 Building $474,436
2024	$8,859.00 (+4.59%)
2023	$8,470.00 (+7.41%)	$1,012,890 (+9.28%) Land $167,216 Building $845,674	$1,012,890 (+9.28%) Land $167,216 Building $845,674
2022	$7,886.00	$926,858 Land $185,610 Building $741,248	$926,858 Land $185,610 Building $741,248

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 294 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	579 units insured incl. 285 condo units
Nearby Flood Claims	11 (1995–2025)
Claims Outside the SFHA	3 of 11
Most Recent Claim	Jan 2025 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REGIONAL UTILITIES WATER SYSTEM private · serves 62,225 people · EPA ID FL1660596
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 216 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Wildstar Networks Fixed Wireless	200 / 50

May also be available: T-Mobile.

Nearby Properties on Allen Loop Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures