55 7th St, Shalimar, FL 32579 Property Records

Okaloosa County property record for 55 7th St, Shalimar, FL 32579

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,569 sqft · built 1969
Lot Size0.178 acres (7,765 sqft)
OwnerIndividual Name on File
Last Sale$195,000 (Aug 2019)
Tax Bill$1,014 (2025)
Deeds & MortgagesDec 2022 Mortgage
Aug 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNC56-000-592-4895-5

Property Details

APN / Parcel Number

Primary APNC56-000-592-4895-5
Alternative APN
  • 05-2S-23-2080-0071-0150

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,569 sqft Heated Area
Gross Area1,684 sqft
1st Floor Area1,300 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1969
Exterior MaterialAluminum Siding
Roof TypeGable/Hip
Roof MaterialWood
Lot Area7,765 sqft (0.178 acres)
Lot Width75 ft Width
PorchOpen Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address55 7TH ST
CitySHALIMAR
StateFL
Zip32579-1837
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPORT DIXIE S/D S1/2 OF LOTS 15, 16, 17 & S1/2 OF E26 FT OF LOT 18 BLK 71 & PORTION OF VACATED 7TH ST PER RSL 21-127 BK3565/PG
Legal Range23
Legal Township02S
Legal Section05
Legal SubdivisionPORT DIXIE S/D
Legal Block71
Legal Lot Number15-18 16
JurisdictionOKALOOSA FL
Township / Civil DivisionFORT WALTON BEACH
Census Block Group2
Census Block2069
Census Tract21502

Owner

55 7th St is owned and occupied by an individual who bought it in August 2019.

Source: Okaloosa County records, as of December 8, 2025

Owner of RecordIndividual Name on File
Mailing Address55 7TH ST, SHALIMAR, FL 32579-1837
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 12, 2022Deed of Trust, Mortgage · Conventional Mortgage
PENNYMAC LOAN SERVICES LLC
Aug 5, 2019Warranty Deed, Transfer · FHA Mortgage
PRIME LNDG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 5, 2019 · Amount on File
Deed SaleAug 5, 2019 · Amount on File
Prior SaleSep 6, 2005 · Amount on File
Deed Document Number3295763
Deed Book / Page3412 / 1743
Record UpdatedJun 8, 2026

December 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKALOOSA FL
Property Address55 7TH ST, SHALIMAR, FL 32579-1837
Transaction TypeMortgage
Record UpdatedJan 3, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address55 7TH ST, SHALIMAR, FL 32579-1837

Mortgage

Document Number0036542255
DateDec 12, 2022
Book Page3654/2255
Instrument3595397
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2053

August 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateAug 5, 2019
Property Address55 7TH ST, SHALIMAR, FL 32579-1837
Document Number0034121743
Book / Page003412 / 001743
Instrument DateJul 31, 2019
Instrument3295763
Transaction TypeTransfer
Record UpdatedAug 22, 2019
Title CompanyNATIONWIDE TITLE CLEARING INC, NATIONWIDE TITLE CLEARING-FL

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,365.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address55 7TH ST SHALIMAR FL 325791837, SHALIMAR, FL 32579-1837

Mortgage

Document Number34121745
DateAug 5, 2019
Book Page003412/001745
Instrument3295764
Lender
NamePRIME LNDG
AddressDALLAS, TX 75252
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueAug 4, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 55 7th St was $1,014 with a homeowner's exemption.

Source: Okaloosa County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,014.00 Homeowner's exemption$122,154$202,795 Land $83,200 Building $119,595
2023$944.00 (+3.62%) Homeowner's exemption$115,191 (+3%)$189,568 (+8.4%) Land $58,203 Building $131,365
2022$911.00 Homeowner's exemption$111,836$174,882 Land $54,396 Building $120,486

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 55 7th St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 29 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies29 in force
Nearby Flood Claims4 (1995–2020)
Claims Outside the SFHA3 of 4
Most Recent ClaimSep 2020 · Hurricane Sally
Claims by Event
  • Hurricane Opal, Oct 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 55 7th St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOKALOOSA CO.WTR.; SWR.SYSTEM
serves 80,295 people · EPA ID FL1460506
Water SourceGroundwater
Last State InspectionApr 2023
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 621 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber
5,000 / 5,000
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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