55 3rd St, Shelby, OH 44875 Property Records

Richland County property record for 55 3rd St, Shelby, OH 44875

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,187 sqft · built 1910
Lot Size	0.207 acres (8,999 sqft)
Owner	Individual Name on Record
Last Sale	$43,500 (Sep 2020)
Tax Bill	$535 (2025)
Deeds & Mortgages	Sep 2020 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`046-08-077-12-000`

Property Details

APN / Parcel Number

Primary APN	`046-08-077-12-000`
Alternative APN	`05175`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,187 sqft Living Area
1st Floor Area	384 sqft
Basement Area	475 sqft
Unfinished Basement	475 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Other
Exterior Material	Aluminum Siding
Lot Area	8,999 sqft (0.207 acres)
Lot Dimensions	150 ft deep x 60 ft wide

Exterior Amenities

Porch	Slab
Porch Area	208 sqft
Deck Area	90 sqft
Patio Area	90 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	55 3RD ST
City	SHELBY
State	OH
Zip	44875-1323
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	239 60 X 150
Legal Subdivision	8
Jurisdiction	RICHLAND OH
Township / Civil Division	SHARON
Census Block Group	4
Census Block	4037
Census Tract	2600

Owner

Source: Richland County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	55 3RD ST, SHELBY, OH 44875-1323
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 10, 2020 · Amount on Record
Deed Sale	Sep 10, 2020 · Amount on Record
Prior Sale	Apr 26, 2007 · Amount on Record
Deed Document Number	202010745
Deed Book / Page	2817 / 544
Record Updated	Sep 20, 2026

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RICHLAND OH
Recording Date	Sep 10, 2020
Property Address	55 3RD ST, SHELBY, OH 44875-1323
Document Number	2817/544
Book / Page	2817 / 544
Instrument Date	Aug 27, 2020
Instrument	202000010745
Transaction Type	Transfer
Record Updated	Sep 20, 2021
Title Company	BARRISTER TITLE GROUP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	55 3RD ST, SHELBY, OH 44875-1323

Mortgage

Document Number	202000010746
Date	Sep 10, 2020
Instrument	202000010746

Lender

Name	MECHANICS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Sep 1, 2030

Interest

Rate Type	Adjustable Rate
Rate	2.99%
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Richland County assessment roll, as of April 3, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Richland County
County Subdivision	Sharon Township
Municipality	Shelby City
Unified School District	Shelby City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$535.00 (+0.19%)	$24,770 (-) Land $4,620 Building $20,150
2024	$534.00 (-10.55%) Homeowner's exemption	$24,770 (-) Land $4,620 Building $20,150
2023	$597.00 (+10.76%) Homeowner's exemption	$24,770 (+19.2%) Land $4,620 Building $20,150	$70,780 (+19.22%) Land $13,200 Building $57,580
2022	$539.00 Homeowner's exemption	$20,780 Land $4,960 Building $15,820
2020			$59,370 Land $14,160 Building $45,210

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	82 (1979–2011)
Claims Outside the SFHA	11 of 82
Most Recent Claim	Feb 2011 · river or lake flooding
Claims by Event	Severe Storms, Flooding, And Tornadoes, Aug 2007 · 39 claims Severe Storms And Flooding, Jun 2004 · 6 claims Severe Storms & Flooding, Jul 1987 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SHELBY CITY serves 9,453 people · EPA ID OH7004511
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 465 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Omni Fiber Fiber	10,000 / 10,000
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

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