55 2nd St N, Cold Spring, MN 56320 Property Records

Stearns County property record for 55 2nd St N, Cold Spring, MN 56320 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms1 Baths
Year BuiltBuilt 1955
Square Footage1,824 sqft Living Area
Lot Size43,560 sqft (1 acres)
OccupancyOwner Occupied
Last Sale$95,000 (2020)
Tax Bill$1,510.00 (2026)

Owner

Source: Stearns County records · APN 48-29335-0000

Assessment roll updated November 6, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address55 2ND ST N, COLD SPRING, MN 56320-1602
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Apr 22, 2026Affidavit, Transfer
Jul 17, 2020Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 17, 2020 · Amount on Record
Deed SaleJul 17, 2020 · Amount on Record
Prior SaleSep 12, 2013 · Amount on Record
Deed Doc Number20201574717
Last Transfer DateMar 04, 2026
Transfer Doc0001709157
Record RefreshedSep 20, 2026

April 2026: Affidavit, Transfer

Document TypeAffidavit
JurisdictionSTEARNS MN
Recording DateApr 22, 2026
Property Address55 2ND ST N, COLD SPRING, MN 56320-1602
Document Number0001711759
Instrument DateApr 22, 2026
Instrument20261711759
Transaction TypeTransfer
Record UpdatedJul 12, 2026

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address55 2ND ST N, COLD SPRING, MN 56320-1602

July 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSTEARNS MN
Recording DateJul 17, 2020
Property Address55 2ND ST N, COLD SPRING, MN 56320-1602
Document Number00A1574717
Instrument DateJun 08, 2020
InstrumentA1574717
Transaction TypeTransfer
Record UpdatedAug 18, 2022

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address55 2ND ST N, COLD SPRING, MN 56320-1602

Tax Assessment & Valuation

Source: Stearns County records · Assessment roll updated November 6, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateMinnesota
MunicipalityCold Spring City
CountyStearns County
Unified School DistrictRocori Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$1,510.00 (+28.62%)
2025$151,100 (+15.52%) Land $49,500 Building $101,600$151,100 (+15.52%) Land $49,500 Building $101,600
2023$1,174.00$130,800 Land $49,500 Building $81,300$130,800 Land $49,500 Building $81,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Stearns County (27145C), updated September 29, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone AE
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM

Wildfire

Wildfire RiskLow
above 20% of the US · above 39% of Minnesota
Wildfire LikelihoodAbout 1 in 5,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN48-29335-0000

Interior

Bedrooms4 Beds
Full Baths1 Baths
Total Rooms7 Rooms
Building Area1,824 sqft Living Area
Gross Area1,880 sqft Gross Area
1st Floor905 sqft 1st Floor
Stories1 Stories
Primary FlooringWood Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1922
Effective Year BuiltEffective 1955
Exterior MaterialWood Exterior
Roof ConstructionGable/Hip Roof Construction
Roof MaterialAsphalt Roof
Lot Area43,560 sqft (1 acres)
Depth X Width330 ft x 132 ft Depth x Width
Shed1 Shed
Shed Area96 sqft Shed

Utilities and HVAC

Cooling SystemNone Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address55 2ND ST N
CityCOLD SPRING
StateMN
Zip56320-1602
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOTS 14 & 15 BLOCK 1 FIRST SPRING PARK ADD SECTION 14 TOWNSHIP 123 RANGE 030 FIRST SPRING PARK ADD SECTION 14 TOWNSHIP 123
Legal Range30W
Legal Township123
Legal Section14
Legal SubdivisionFIRST SPRING PARK ADD
Legal Block1
Legal Lot Number14-15
JurisdictionSTEARNS MN
Minor Civil DivisionCOLD SPRING
Census Blockgroup3
Census Block3020
Census Tract11302

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