Wabasha County property record for 55 1st Ave SE, Elgin, MN 55932
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2.75 ba · 1,596 sqft · built 1930 |
| Lot Size | 0.22 acres (9,598 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,500 (2026) |
| Deeds & Mortgages | Aug 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R19.00054.00 |
| Primary APN | R19.00054.00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.75 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,596 sqft Living Area |
| Flooring | Wood |
| Interior Walls | Plaster |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 9,598 sqft (0.22 acres) |
| Lot Dimensions | 160 ft deep x 60 ft wide |
| Garage Type | Detached |
| Garage Area | 396 sqft |
| Porch | Enclosed Porch |
| Porch Area | 175 sqft |
| Deck Area | 20 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 55 1ST AVE SE |
|---|---|
| City | ELGIN |
| State | MN |
| Zip | 55932 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECT-27 TWP-108 RANGE-012 TOWN OF ELGIN (ELGIN CITY) S1/2 OF N1/2 OF LOTS 1 & 2 BLK 7 (WWW) |
| Legal Range | 12 |
| Legal Township | 108 |
| Legal Section | 27 |
| Legal Subdivision | TOWN OF ELGIN (ELGIN CITY) |
| Legal Block | 7 |
| Legal Lot Number | 1,2 |
| Jurisdiction | WABASHA MN |
| Township / Civil Division | ELGIN |
| Census Block Group | 3 |
| Census Block | 3056 |
| Census Tract | 490500 |
55 1st Ave SE is owned and occupied by two individuals.
Source: Wabasha County records, as of August 19, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 55 1ST AVE SE, ELGIN, MN 55932 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WABASHA MN |
| Property Address | 55 1ST AVE SE, ELGIN, MN 55932 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2023 |
| Title Company | TITLE SERVICES, INC., TITLE SERVICES INC |
| Name | Verified Name |
|---|
| Document Number | 0000332097 |
|---|---|
| Date | Aug 31, 2018 |
| Instrument | 332097 |
| Name | BREMER BANK NA |
|---|---|
| Type | Bank |
| Address | SAINT PAUL, MN 55102 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Sep 1, 2033 |
The 2026 property tax bill for 55 1st Ave SE was $2,500 with a homeowner's exemption.
Source: Wabasha County assessment roll, as of August 19, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Wabasha County |
| Municipality | Elgin City |
| Unified School District | Plainview-Elgin-Millville (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,500.00 Homeowner's exemption | $175,100 Land $24,000 Building $151,100 | $175,100 Land $24,000 Building $151,100 |
| 2023 | $2,310.00 Homeowner's exemption | $195,000 Land $24,000 Building $171,000 | $195,000 Land $24,000 Building $171,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 55 1st Ave SE in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2011) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2011 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 55 1st Ave SE has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Elgin serves 1,115 people · EPA ID MN1790001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Hiawatha Broadband Communications Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Midco Cable | 1,250 / 60 |
| GigFire Fixed Wireless | 150 / 130 |
5G (outdoors only) and 4G LTE
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