Suffolk County and Riverhead Town property record for 55 15th St, Wading River, NY 11792
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 952 sqft · built 1953 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $195,000 (May 2007) |
| Tax Bill | $5,989 (2024) |
| Deeds & Mortgages | Nov 2019 Refinance Nov 2016 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 473000 33.-6-52 |
| Primary APN | 473000 33.-6-52 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 952 sqft Living Area |
| 1st Floor Area | 952 sqft |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 2012 |
| Architectural Style | Cottage |
| Exterior Material | Composition/Composite |
| Foundation Type | No Foundation |
| Lot Area | 6,970 sqft (0.16 acres) |
| View / Lot | Canal |
| Porch | Open Porch |
| Porch Area | 320 sqft |
| Patio Area | 120 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 30 |
|---|---|
| Street Address | 55 15TH ST |
| City | WADING RIVER |
| State | NY |
| Zip | 11792-1938 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 02 |
| Legal Block | 6 |
| Legal Lot Number | 52 |
| Jurisdiction | SUFFOLK NY |
| Township / Civil Division | RIVERHEAD |
| Census Block Group | 3 |
| Census Block | 3029 |
| Census Tract | 169701 |
55 15th St is owned and occupied by two individuals who bought it in May 2007.
Source: Suffolk County and Riverhead Town records, as of August 11, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 55 15TH ST, WADING RIVER, NY 11792-1938 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 18, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance SUFFOLK FCU |
| Nov 10, 2016 | Deed of Trust, Mortgage · Conventional Mortgage SUFFOLK CNTY NAT'L BK/RIVERHEA |
| Nov 10, 2016 | Loan Modification, Consolidation and Extension, Mortgage · Conventional with PMI SUFFOLK CNTY NAT'L BK/RIVERHEA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 4, 2007 · Amount on File |
| Deed Sale | May 4, 2007 · Amount on File |
| Prior Sale | Dec 31, 2003 · Amount on File |
| Deed Book / Page | 12503 / 860 |
| Prior Transfer Date | Mar 5, 1997 |
| Prior Transfer Doc | 1182000418 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 55 15TH ST, WADING RIVER, NY 11792-1938 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0230790844 |
|---|---|
| Date | Nov 18, 2019 |
| Book Page | 23079/844 |
| Instrument | DK028596 |
| Name | SUFFOLK FCU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 109 Months |
| Due | Dec 1, 2028 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 55 15TH ST, WADING RIVER, NY 11792-1938 |
| Document Number | 0228830649 |
| Book / Page | 022883 / 000649 |
| Instrument Date | Nov 10, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Feb 14, 2018 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 55 15TH ST WADING RIVER NY 117921938, WADING RIVER, NY 11792-1938 |
| Document Number | 0228830649 |
|---|---|
| Date | Dec 13, 2017 |
| Book Page | 022883/000649 |
| Name | SUFFOLK CNTY NAT'L BK/RIVERHEA |
|---|---|
| Address | RIVERHEAD, NY 11901 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Dec 12, 2032 |
| Document Type | Loan Modification, Consolidation and Extension |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 55 15TH ST, WADING RIVER, NY 11792-1938 |
| Document Number | 0230120892 |
| Instrument Date | Nov 10, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 55 15TH ST WADING RIVER NY 117921938, WADING RIVER, NY 11792-1938 |
| Document Number | 0230120892 |
|---|---|
| Date | Mar 20, 2019 |
| Book Page | 023012/000892 |
| Name | SUFFOLK CNTY NAT'L BK/RIVERHEA |
|---|---|
| Address | 4 W 2ND ST, RIVERHEAD, NY 11901-2702 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 144 Months |
| Due | Mar 19, 2031 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.37% |
Source: Suffolk County and Riverhead Town assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | Riverhead Town |
| Unified School District | Riverhead Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $31,000 Land $6,500 Building $24,500 | $379,902 Land $79,657 Building $300,245 | |
| 2024 | $5,989.00 | ||
| 2023 | $31,000 Land $6,500 Building $24,500 | $333,692 Land $69,968 Building $263,724 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 55 15th St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2008.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 1 (2008) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2008 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 55 15th St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RIVERHEAD WATER DISTRICT serves 35,000 people · EPA ID NY5103705 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2025–2027) action level 15 ppb |
| Water Quality | Nitrite resolved · Jul 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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