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5498 Timber Creek Dr, Pace (Milton), FL 32571 Property Records

Santa Rosa County property record for 5498 Timber Creek Dr, Pace, FL 32571

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,141 sqft · built 1996
Lot Size0.522 acres (22,738 sqft)
OwnerIndividual Name on File
Last Sale$333,000 (Dec 2021)
Tax Bill$2,759 (2024)
Deeds & MortgagesDec 2021 Sale & Mortgage
Mar 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN35-2N-29-5449-00B00-0010

Property Details

APN / Parcel Number

Primary APN35-2N-29-5449-00B00-0010
Alternative APN
  • N29235544900B000010

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,141 sqft Living Area
Gross Area2,822 sqft
1st Floor Area2,141 sqft
FlooringWood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 2011
Exterior MaterialBrick
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialWood Shingle
Lot Area22,738 sqft (0.522 acres)
Lot Dimensions193 ft deep x 118 ft wide
Garage TypeAttached
Garage Area441 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchFinished/Open Porch
Porch Area24 sqft
Deck Area216 sqft
Shed1 Shed
Shed Area1 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address5498 TIMBER CREEK DR
CityPACE
StateFL
Zip32571-9092
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR1
Legal DescriptionTIMBER CREEK ESTATES PHASE 3 LOT 1 BLK B AS DES IN OR 4213 PG 1740
Legal Range29W
Legal Township2N
Legal Section35
Legal SubdivisionTIMBER CRK/PH 2,3
Legal BlockB
Legal Lot Number1
JurisdictionSANTA ROSA FL
Township / Civil DivisionPACE
Census Block Group2
Census Block2000
Census Tract10301

Owner

5498 Timber Creek Dr is owned and occupied by an individual who bought it in December 2021.

Source: Santa Rosa County records, as of December 8, 2025

Owner of RecordIndividual Name on File
Mailing Address5498 TIMBER CREEK DR, MILTON, FL 32571-9092
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 1, 2021Warranty Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Mar 24, 2021Warranty Deed, Transfer · Conventional Mortgage
BBVA USA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 1, 2021 · Amount on File
Deed SaleDec 1, 2021 · Amount on File
Prior SaleMar 24, 2021 · Amount on File
Deed Document Number202179450
Deed Book / Page4213 / 1740
Prior Transfer DateNov 16, 2007
Prior Transfer Doc0027870970
Record UpdatedJun 8, 2026

December 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateDec 1, 2021
Property Address5498 TIMBER CREEK DR, PACE, FL 32571-9092
Document Number0042131740
Book / Page4213 / 1740
Map ReferenceMB F PG 68
Instrument DateNov 24, 2021
Instrument202179450
Transaction TypeTransfer
Record UpdatedFeb 1, 2022
Title CompanyGUARANTEE TITLE COMPANY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,331.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address306 CHERRY ST, 306, EUFAULA, AL 36027-1508

Transferred To (Grantee/Buyer)

NameVerified Name
Address2442 HUB CT, VALLEY SPRINGS, CA 95252-9219

Mortgage

Document Number0042131742
DateDec 1, 2021
Instrument4213/1742
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueDec 1, 2051

March 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateMar 24, 2021
Property Address5498 TIMBER CREEK DR, PACE, FL 32571-9092
Document Number0040920839
Book / Page4092 / 839
Map ReferenceMB F PG 68
Instrument DateMar 19, 2021
Instrument202119396
Transaction TypeTransfer
Record UpdatedMay 12, 2021
Title CompanySETCO SERVICES LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,960.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5498 TIMBER CREEK DR, 5498, PACE, FL 32571-9092

Transferred To (Grantee/Buyer)

NameVerified Name
Address306 CHERRY ST, EUFAULA, AL 36027-1508

Mortgage

Document Number4092841
DateMar 24, 2021
Instrument4092/841
Lender
NameBBVA USA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2051

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$263,940 (+2.9%)$265,220 (+3.4%) Land $43,000 Building $222,220
2024$2,759.00 (-1.99%) Homeowner's exemption$256,501 (+0.74%) Land $38,000 Building $218,501$256,501 (+0.74%) Land $38,000 Building $218,501
2023$2,815.00 (-15.77%)$254,626 (+0.65%) Land $38,000 Building $216,626$254,626 (+0.65%) Land $38,000 Building $216,626
2022$3,342.00$252,991$252,991 Land $36,000 Building $216,991

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5498 Timber Creek Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 39 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies39 in force
Nearby Flood Claims4 (2014–2020)
Claims Outside the SFHA3 of 4
Most Recent ClaimSep 2020 · Hurricane Sally
Claims by Event
  • Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5498 Timber Creek Dr is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 53% of the US · lower than 75% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPACE WATER SYSTEM, INC.
private · serves 49,328 people · EPA ID FL1570671
Water SourceGroundwater
Last State InspectionJun 2024
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area		5,000 / 5,000
Mediacom Xtream
Cable		1,000 / 50
Verizon
Fixed Wireless		300 / 20

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