5498 Spring St, Freedom, IN 47431 Property Records

Owen County property record for 5498 Spring St, Freedom, IN 47431

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,410 sqft · built 1950
Lot Size	0.181 acres (7,884 sqft)
Owner	Individual Name on File
Deeds & Mortgages	Jul 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`60-16-20-100-030.088-017`

Property Details

APN / Parcel Number

Primary APN	`60-16-20-100-030.088-017`
Alternative APN	`00000988480`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,410 sqft Living Area
1st Floor Area	1,410 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	7,884 sqft (0.181 acres)
Lot Dimensions	120 ft deep x 66 ft wide
Garage Type	Attached
Garage Area	676 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Account Number	00000988480
Street Address	5498 SPRING ST
City	FREEDOM
State	IN
Zip	47431
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FREEDOM LOT 88
Legal Subdivision	FREEDOM INDIANA
Legal Lot Number	88
Jurisdiction	OWEN IN
Township / Civil Division	FRANKLIN
Census Block Group	2
Census Block	2062
Census Tract	955900

Owner

5498 Spring St is owned and occupied by an individual who acquired it in August 2022.

Source: Owen County records, as of August 11, 2026

Owner of Record	Individual Name on File
Mailing Address	PO BOX 52, FREEDOM, IN 47431-0052
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 17, 2022
Deed Sale	Aug 17, 2022
Prior Sale	Aug 17, 2022
Deed Document Number	2022230361
Prior Transfer Date	May 26, 2022
Prior Transfer Doc	0000230361
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OWEN IN
Recording Date	Jul 29, 2026
Property Address	5498 SPRING ST, FREEDOM, IN 47431
Document Number	0000244460
Instrument Date	Jun 30, 2026
Instrument	2026244460
Transaction Type	Mortgage
Record Updated	Aug 11, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5498 SPRING ST, FREEDOM, IN 47431

Mortgage

Document Number	0000244460,
Date	Jul 29, 2026
Instrument	2026244460

Lender

Name	LOANDEPOT.COM LLC

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Jul 27, 2036

Interest

Rate	6.48%
Max Rate	-1%

Tax Assessment & Valuation

Source: Owen County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Owen County
County Subdivision	Franklin Township
Unified School District	Spencer-Owen Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Homeowner's exemption	$81,800 Land $6,500 Building $75,300	$81,800 Land $6,500 Building $75,300
2023		$67,400 Land $6,600 Building $60,800	$67,400 Land $6,600 Building $60,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5498 Spring St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 9, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	7 (2008–2025)
Claims Outside the SFHA	2 of 7
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event	Severe Storms, Flooding, And Tornadoes, Jun 2008 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5498 Spring St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
South Central Indiana REMC Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Spring St

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