5498 SE Major Way, Stuart, FL 34997 Property Records

Martin County property record for 5498 SE Major Way, Stuart, FL 34997

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,854 sqft · built 1984
Lot Size	0.581 acres (25,308 sqft)
Owner	2 Individual Names on Record
Last Sale	$209,000 (Oct 2021)
Tax Bill	$7,146 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Oct 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`49-38-41-610-000-0008.0-6-0000`

Property Details

APN / Parcel Number

Primary APN	`49-38-41-610-000-0008.0-6-0000`
Alternative APNs	`49-38-41-610-000-00080-6` `39857`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	1,854 sqft Living Area
Gross Area	2,426 sqft
1st Floor Area	1,326 sqft
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Exterior Material	Stucco
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	25,308 sqft (0.581 acres)
Garage Type	Attached
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Pool
Pool Area	392 sqft
Porch	Open Concrete/Masonry Porch
Porch Area	494 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	39857
Street Address	5498 SE MAJOR WAY
City	STUART
State	FL
Zip	34997-2420
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Description	HORSESHOE HEIGHTS LOT 8
Legal Range	41E
Legal Township	38S
Legal Section	49
Legal Subdivision	HORSESHOE HEIGHTS
Legal Block	1
Legal Lot Number	8
Jurisdiction	MARTIN FL
Township / Civil Division	PORT SALERNO-HOBE SOUND
Census Block Group	1
Census Block	1015
Census Tract	1302

Owner

Source: Martin County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5498 SE MAJOR WAY, STUART, FL 34997-2420
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2026	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORPORATION
Oct 13, 2021	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Apr 15, 2020	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 13, 2021 · Amount on Record
Deed Sale	Oct 13, 2021 · Amount on Record
Prior Sale	Aug 1, 1985 · Amount on Record
Deed Document Number	20212919910
Deed Book / Page	3263 / 2917
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Recording Date	Jul 24, 2026
Property Address	5498 SE MAJOR WAY, STUART, FL 34997-2420
Document Number	0003197205
Book / Page	3580 / 2632
Instrument Date	Jul 18, 2026
Instrument	20263197205
Transaction Type	Mortgage
Record Updated	Aug 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003197205,
Date	Jul 24, 2026
Book Page	3580/2632
Instrument	20263197205

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	6.47%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Oct 13, 2021
Property Address	5498 SE MAJOR WAY, STUART, FL 34997-2420
Document Number	0032632917
Book / Page	3263 / 2917
Map Reference	MB 7 PG 32
Instrument Date	Oct 8, 2021
Instrument	2919910
Transaction Type	Transfer
Record Updated	Oct 27, 2021
Title Company	ARROW TITLE SERVICES INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,463.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3685 SE MALIBU LN, 3685, STUART, FL 34997-6921

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5498 SE MAJOR WAY, STUART, FL 34997-2420

Mortgage

Document Number	32632918
Date	Oct 13, 2021
Instrument	3263/2918

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	5498 SE MAJOR WAY, STUART, FL 34997-2420
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE365 OMAHA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0031231545
Date	Apr 15, 2020
Book Page	3123/1545
Instrument	2809889

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 27, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,146.00 (-1.88%) Homeowner's exemption	$471,176 (+5.99%)	$525,200 (+2.38%) Land $280,000 Building $245,200
2024	$7,283.00 (+1.89%)
2023	$7,148.00 (+3.53%) Additional exemption filed	$444,561 (+3%)	$512,990 (+10.9%) Land $280,000 Building $232,990
2022	$6,904.00 Homeowner's exemption	$431,613	$462,560 Land $265,000 Building $197,560

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 167 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	253 units insured incl. 86 condo units
Nearby Flood Claims	16 (1994–2025)
Claims Outside the SFHA	6 of 16
Most Recent Claim	Oct 2025 · rainfall accumulation
Claims by Event	Hurricane Frances, Sep 2004 · 5 claims Severe Flooding, Oct 1995 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SEACOAST WEST public/private · serves 1,975 people · EPA ID FL4505018
Water Source	Purchased groundwater from PALM BEACH COUNTY WATER UTILITIES
Last State Inspection	Jul 2023
Also Mapped Here	MARTIN CO UTILITIES
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Blue Stream, Hotwire Communications.

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