5498 Rd 70, Embarrass, MN 55732 Property Records

St. Louis County property record for 5498 Rd 70, Embarrass, MN 55732 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	2 Baths
Year Built	Built 1979
Square Footage	714 sqft Gross Area
Lot Size	434,293 sqft (9.97 acres)
Garage	6,601 sqft
Occupancy	Owner Occupied
Last Sale	$3,000 (2021)
Tax Bill	$2,164.00 (2026)

Owner

Source: St. Louis County records · APN 570-0031-00820

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	5498 ROAD 70, EMBARRASS, MN 55732-8508
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 20, 2021 · Amount on Record
Deed Sale	Aug 20, 2021 · Amount on Record
Prior Sale	Sep 18, 2003 · Amount on Record
Deed Doc Number	20211422397
Prior Transfer Date	Jul 09, 2021
Prior Transfer Doc	0001422397
Record Refreshed	Sep 20, 2026

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST LOUIS MN
Recording Date	Aug 20, 2021
Property Address	5498 ROAD 70, EMBARRASS, MN 55732-8508
Document Number	0001422397
Instrument Date	Jul 09, 2021
Instrument	1422397
Transaction Type	Transfer
Record Updated	Sep 22, 2021
Title Company	PAN AMERICAN TITLE COMPANY, ALL AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Zero or No Consideration Stated
Additional	Interfamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5498 ROAD 70, EMBARRASS, MN 55732-8508

Mortgage

Document Number	0001422398
Date	Aug 20, 2021
Instrument	1422398

Lender

Name	EMBARRASS VERMILLION FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	59 Months
Due	Jul 13, 2026

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	White Township
Unified School District	Mesabi East School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,164.00 (+25.09%) Homeowner's exemption
2025	$1,730.00 (-21.08%) Homeowner's exemption	$225,800 (+9.99%) Land $36,600 Building $189,200	$225,800 (+9.99%) Land $36,600 Building $189,200
2024	$2,192.00	$205,300 (+26.03%) Land $36,600 Building $168,700	$205,300 (+26.03%) Land $36,600 Building $168,700
2022		$162,900 Land $29,600 Building $133,300	$162,900 Land $29,600 Building $133,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 39% of Minnesota
Wildfire Likelihood	About 1 in 5,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`570-0031-00820`
Alternative APN	`1115374`

Interior

Full Baths	2 Baths
Building Area	714 sqft Gross Area
1st Floor	948 sqft 1st Floor
Basement Area	1,179 sqft Basement
Finished Basement	1,179 sqft Finished
Stories	1 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Exterior Material	Wood Exterior
Construction Type	Frame Construction
Lot Area	434,293 sqft (9.97 acres)
Garage Area	6,601 sqft Garage
Sauna	Sauna
Storage Building	280 sqft Storage Building

Utilities and HVAC

Cooling System	Central Cooling
Heating Fuel	Oil Heating Fuel

Location & Zoning

Account Number	1115374
Street Address	5498 ROAD 70
City	EMBARRASS
State	MN
Zip	55732-8508
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	NE 1/4 OF NE 1/4 EX N 720 FT OF W 700FT & EX S 600 FT OF W 660 FT & EX E 250FT OF N 660 FT AND EX E 50 FT OF W 710FT OF S 600
Legal Range	15W
Legal Township	59N
Legal Section	08
Legal Subdivision	WHITE TOWN OF
Jurisdiction	ST LOUIS MN
Minor Civil Division	WHITE
Census Blockgroup	2
Census Block	2019
Census Tract	13900