5498 Oakland Rd, Baltimore (Halethorpe), MD 21227 Property Records

Baltimore County property record for 5498 Oakland Rd, Baltimore, MD 21227

Property Summary

Property Type	Townhouse
Details	1.5 ba · 1,408 sqft · built 1953
Lot Size	0.069 acres (2,990 sqft)
Owner	2 Individual Names on Record
Last Sale	$110,500 (Oct 2002)
Tax Bill	$3,497 (2024)
Deeds & Mortgages	Mar 2023 Second Mortgage Mar 2020 Loan Modification
APN	`13-1318720600`

Property Details

APN / Parcel Number

Primary APN	`13-1318720600`
Alternative APN	`1318720600`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,408 sqft Living Area
1st Floor Area	512 sqft
Basement Area	384 sqft

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Architectural Style	Townhouse
Exterior Material	Brick
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	2,990 sqft (0.069 acres)
Lot Dimensions	115 ft deep x 26.3 ft wide
Porch	Slab
Porch Area	208 sqft
Patio Area	208 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1318720600
Street Address	5498 OAKLAND RD
City	HALETHORPE
State	MD
Zip	21227-2816
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	GAYLORD MANOR
Legal Subdivision	GAYLORD MANOR
Legal Block	2
Legal Lot Number	7
Jurisdiction	BALTIMORE MD
Township / Civil Division	13
Census Block Group	2
Census Block	2000
Census Tract	430700

Owner

Source: Baltimore County records, as of August 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5498 OAKLAND RD, HALETHORPE, MD 21227-2816
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Mar 15, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage PENNYMAC LOAN SERVICES LLC
Mar 3, 2020	Loan Modification, Mortgage · Conventional Mortgage PENNYMAC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 24, 2002 · Amount on Record
Deed Sale	Oct 24, 2002 · Amount on Record
Prior Sale	Oct 4, 1996 · Amount on Record
Deed Document Number	2002244335
Deed Book / Page	16988 / 322
Record Updated	Oct 29, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALTIMORE MD
Property Address	5498 OAKLAND RD, BALTIMORE, MD 21227-2816
Transaction Type	Mortgage
Record Updated	Mar 23, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5498 OAKLAND RD, HALETHORPE, MD 21227-2816

Mortgage

Document Number	0478650050
Date	Mar 15, 2023
Book Page	47865/50

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	325 Months
Due	Apr 1, 2050

March 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	BALTIMORE MD
Property Address	5498 OAKLAND RD, BALTIMORE, MD 21227-2816
Document Number	0428650416
Instrument Date	Mar 3, 2020
Transaction Type	Mortgage
Record Updated	Jun 3, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5498 OAKLAND RD HALETHORPE MD 212272816, HALETHORPE, MD 21227-2816

Mortgage

Document Number	0428650416
Date	May 20, 2020
Book Page	042865/000416

Lender

Name	PENNYMAC
Address	MOORPARK, CA 93021

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 19, 2050

Interest

Rate	4%

Tax Assessment & Valuation

Source: Baltimore County assessment roll, as of July 14, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Baltimore County
Unified School District	Baltimore County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$200,233 (+9%)	$223,700 (+18.67%) Land $75,000 Building $148,700
2024	$3,497.00 (+94.06%)
2023	$1,802.00 Homeowner's exemption	$183,700	$188,500 Land $56,200 Building $132,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BALTIMORE serves 1,600,000 people · EPA ID MD0300002
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026 E. coli resolved · Sep 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 777 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Believe Broadband Fixed Wireless	1,000 / 1,000
Verizon Fiber	980 / 880

May also be available: AT&T, BridgeMAXX Suncoast Broadband.

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