5498 E Sapphire Dr, Prescott, AZ 86301 Property Records

Yavapai County property record for 5498 E Sapphire Dr, Prescott, AZ 86301

Property Summary

Property Type	Single Family Home
Details	1,504 sqft · built 2003
Lot Size	0.29 acres (12,632 sqft)
Owner	2 Individual Names on Record
Last Sale	$375,000 (Dec 2025)
Tax Bill	$1,224 (2025)
Deeds & Mortgages	Aug 2025 Line of Credit Dec 2025 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`103-10-246`

Property Details

APN / Parcel Number

Primary APN	`103-10-246`
Alternative APNs	`1031024600` `103102460`

Interior

Stories	1 Story
Building Area	1,504 sqft Living Area
Gross Area	1,987 sqft
1st Floor Area	1,504 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Wood Siding
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	12,632 sqft (0.29 acres)
Garage Type	Attached
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	103102460
Street Address	5498 E SAPPHIRE DR
City	PRESCOTT
State	AZ
Zip	86301-5909
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DIAMOND VALLEY LOT 257
Legal Range	01W
Legal Township	14
Legal Section	28
Legal Subdivision	DIAMOND VALLEY
Legal Lot Number	257
Jurisdiction	YAVAPAI AZ
Township / Civil Division	PRESCOTT
Census Block Group	1
Census Block	1033
Census Tract	501

Owner

Source: Yavapai County records, as of April 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5498 E SAPPHIRE DR, PRESCOTT, AZ 86301-5909
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Aug 15, 2025	Deed of Trust, Mortgage · Line of Credit NEXA MORTGAGE LLC
Dec 19, 2025	Warranty Deed, Transfer · FHA Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROU
Dec 29, 2022	Warranty Deed, Transfer · Conventional Mortgage WATERSTONE MORTGAGE CORP
Jun 22, 2020	Deed of Trust, Mortgage · FHA Mortgage MORTGAGE CAP ASSOCS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 19, 2025 · Amount on Record
Deed Sale	Dec 19, 2025 · Amount on Record
Prior Sale	Dec 29, 2022 · Amount on Record
Deed Document Number	202554278
Record Updated	Oct 29, 2026

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YAVAPAI AZ
Property Address	5498 E SAPPHIRE DR, PRESCOTT, AZ 86301-5909
Transaction Type	Mortgage
Record Updated	Jan 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5498 E SAPPHIRE DR, PRESCOTT, AZ 86301-5909

Mortgage

Document Number	0000034171
Date	Aug 15, 2025
Instrument	2025-0034171

Lender

Name	NEXA MORTGAGE LLC
Type	Mortgage Company
Address	MESA, AZ 85212

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YAVAPAI AZ
Recording Date	Dec 19, 2025
Property Address	5498 E SAPPHIRE DR, PRESCOTT, AZ 86301-5909
Document Number	0000054278
Map Reference	MB 10 PG 5
Instrument Date	Dec 17, 2025
Instrument	2025-0054278
Transaction Type	Transfer
Record Updated	Jan 13, 2026
Title Company	LANDMARK TITLE ASSURANCE AGENCY, LANDMARK TTL ASSURANCE AGCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5498 E SAPPHIRE DR, PRESCOTT, AZ 86301-5909

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	5498 E SAPPHIRE DR, PRESCOTT, AZ 86301-5909

Mortgage

Document Number	0000054279
Date	Dec 19, 2025
Instrument	2025-0054279

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROU
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YAVAPAI AZ
Recording Date	Dec 29, 2022
Property Address	5498 E SAPPHIRE DR, PRESCOTT, AZ 86301-5909
Document Number	0000072981
Map Reference	MB 10 PG 5
Instrument Date	Dec 14, 2022
Instrument	2022-0072981
Transaction Type	Transfer
Record Updated	Jan 17, 2023
Title Company	ROC TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2619 E 18TH ST, BREMERTON, WA 98310-5019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	5498 E SAPPHIRE DR, PRESCOTT, AZ 86301-5909
Investor	Possibly a Property Investor

Mortgage

Document Number	0000072982
Date	Dec 29, 2022
Instrument	2022-0072982

Lender

Name	WATERSTONE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YAVAPAI AZ
Property Address	5498 E SAPPHIRE DR, PRESCOTT, AZ 86301-5909
Document Number	0000072970
Instrument Date	Jun 22, 2020
Transaction Type	Mortgage
Record Updated	Dec 14, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5498 E SAPPHIRE DR PRESCOTT AZ 863015909, PRESCOTT, AZ 86301-5909

Mortgage

Document Number	0000072970
Date	Nov 23, 2020
Instrument	72970

Lender

Name	MORTGAGE CAP ASSOCS INC
Address	LOS ANGELES, CA 90064

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	264 Months
Due	Nov 22, 2042

Tax Assessment & Valuation

Source: Yavapai County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Arizona
County	Yavapai County
Unified School District	Prescott Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2027		$30,617 (+2.71%)	$306,166 (+2.71%) Land $24,445 Building $281,721
2026		$29,810 (+1.81%) Land $2,496 Building $27,314	$298,098 (+1.81%) Land $24,957 Building $273,141
2025	$1,224.00 (+5.25%)	$29,280 Land $2,290 Building $26,990	$292,800 Land $22,895 Building $269,905
2024	$1,163.00 (+7.19%)
2022	$1,085.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 68% of the US · above 55% of Arizona
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DIAMOND VALLEY WATER DISTRICT private · serves 2,000 people · EPA ID AZ0413017
Water Source	Purchased groundwater from TOWN OF PRESCOTT VALLEY
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable · Fiber in parts of the area	1,000 / 50
AT&T Fixed Wireless	100 / 20

May also be available: Mile High Networks, MTE Communications, Verizon.

Nearby Properties on E Sapphire Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures