5498 E Onyx Dr, Prescott, AZ 86303 Property Records

Yavapai County property record for 5498 E Onyx Dr, Prescott, AZ 86303

Property Summary

Property Type	Single Family Home
Details	2,475 sqft · built 1980
Lot Size	0.36 acres (15,682 sqft)
Owner	2 Trust Names on File
Tax Bill	$1,501 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Jan 2024 Transfer
Flood Zone	Zone X (minimal risk)
APN	`103-12-124B`

Property Details

APN / Parcel Number

Primary APN	`103-12-124B`
Alternative APNs	`10312124B3` `10312124`

Interior

Stories	3 Stories
Building Area	2,475 sqft Living Area
1st Floor Area	2,475 sqft

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Exterior Material	Wood Siding
Construction Type	Wood
Roof Material	Wood Shingle
Lot Area	15,682 sqft (0.36 acres)

Exterior Amenities

Porch	Covered Wood Porch
Porch Area	561 sqft
Deck Area	Deck Area
Patio Area	1,170 sqft
Canopy	561 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	10312124B3
Street Address	5498 E ONYX DR
City	PRESCOTT
State	AZ
Zip	86303-6206
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	AN IRREG PTN OF DIAMOND VALLEY #3 LOT 532 THE SW PCL COR BEING TH E SW COR OF SAID LOT 532 28-14-1W CONT .36AC
Legal Range	01W
Legal Township	14
Legal Section	28
Legal Subdivision	DIAMOND VALLEY
Legal Lot Number	532
Jurisdiction	YAVAPAI AZ
Township / Civil Division	PRESCOTT
Census Block Group	4
Census Block	4027
Census Tract	502

Owner

5498 E Onyx Dr is held in a trust since January 2024.

Source: Yavapai County records, as of April 29, 2026

Owner of Record	2 Trust Names on File
Mailing Address	PO BOX 11373, PRESCOTT, AZ 86304-1373
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2026	Deed of Trust, Mortgage · Line of Credit ZIONS BANCORPORATION NA
Jan 9, 2024	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jan 8, 2024
Transfer Doc	0000001255
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YAVAPAI AZ
Recording Date	Apr 7, 2026
Property Address	5498 E ONYX DR, PRESCOTT, AZ 86303-6206
Document Number	0000015237
Instrument Date	Mar 27, 2026
Instrument	202615237
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust, 165
Address	5498 E ONYX DR, PRESCOTT, AZ 86303-6206

Mortgage

Document Number	0000015237,
Date	Apr 7, 2026
Instrument	202615237

Lender

Name	ZIONS BANCORPORATION NA

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	5.98%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

January 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	YAVAPAI AZ
Recording Date	Jan 9, 2024
Property Address	5498 E ONYX DR, PRESCOTT, AZ 86303-6206
Document Number	0000001255
Map Reference	MB 10 PG 71
Instrument Date	Jan 8, 2024
Instrument	2024-0001255
Transaction Type	Transfer
Record Updated	Jan 25, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 11373, PRESCOTT, AZ 86304-1373

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	PO BOX 11373, PRESCOTT, AZ 86304-1373

Tax Assessment & Valuation

The 2025 property tax bill for 5498 E Onyx Dr was $1,501, up 5.3% from the year before.

Source: Yavapai County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Arizona
County	Yavapai County
Unified School District	Prescott Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2027		$40,202 (+1.55%)	$402,019 (+1.55%) Land $13,055 Building $388,964
2026		$39,588 (+2.24%)	$395,878 (+2.24%) Land $13,391 Building $382,487
2025	$1,501.00 (+5.26%)	$38,719 (-8.97%) Land $1,305 Building $37,414	$387,191 (-8.97%) Land $13,046 Building $374,145
2024	$1,426.00	$42,535 Land $1,179 Building $41,356	$425,347 Land $11,787 Building $413,560
2022	$1,331.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5498 E Onyx Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5498 E Onyx Dr is high, ranking above 84% of the US, with a 0.5% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 84% of the US · above 76% of Arizona
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DIAMOND VALLEY WATER DISTRICT private · serves 2,000 people · EPA ID AZ0413017
Water Source	Purchased groundwater from TOWN OF PRESCOTT VALLEY
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50

May also be available: Mile High Networks, MTE Communications, Verizon.

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