54964 Andover Dr, Thermal, CA 92274 Property Records

Riverside County property record for 54964 Andover Dr, Thermal, CA 92274

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 2,915 sqft · built 2005
Lot Size0.29 acres (12,632 sqft)
Owner2 Individual Names on Record
Tax Bill$6,291 (2025)
Deeds & MortgagesJun 2019 Line of Credit
Apr 2020 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN780-353-001

Property Details

APN / Parcel Number

Primary APN780-353-001
Alternative APN
  • 767594001

Interior

Bedrooms5 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,915 sqft Living Area
Gross Area3,564 sqft
1st Floor Area2,915 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2006
Construction TypeWood
Roof MaterialTile
Lot Area12,632 sqft (0.29 acres)
Garage TypeAttached
Garage Area483 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerConnected

Location & Zoning

Street Address54964 ANDOVER DR
CityTHERMAL
StateCA
Zip92274-9097
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR110000
Legal Description.29 ACRES IN LOT 60 MB 299/029 TR 25145
Legal SubdivisionTRACT MAP 25145
Legal Tract25145
Legal Lot Number60
JurisdictionRIVERSIDE CA
Township / Civil DivisionCOACHELLA VALLEY
Census Block Group1
Census Block1002
Census Tract45615

Owner

Source: Riverside County records, as of July 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address54964 ANDOVER DR, THERMAL, CA 92274-9097
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Jun 12, 2019Deed of Trust, Mortgage · Line of Credit
FIGURE LENDING LLC
Apr 10, 2020Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BANK NA
Nov 18, 2020Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC
May 13, 2021Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 27, 2008
Deed SaleMay 27, 2008
Prior SaleMay 29, 2002 · Amount on Record
Deed Document Number2008284342
Record UpdatedOct 29, 2026

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRIVERSIDE CA
Property Address54964 ANDOVER DR, THERMAL, CA 92274-9097
Transaction TypeMortgage
Record UpdatedJul 22, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000211220
DateJun 12, 2019
Instrument2019-0211220
Lender
NameFIGURE LENDING LLC
TypeMortgage Company
AddressSAN FRANCISCO, CA 94108
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueJun 11, 2029
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRIVERSIDE CA
Property Address54964 ANDOVER DR, THERMAL, CA 92274-9097
Transaction TypeMortgage
Record UpdatedJul 22, 2022
Title CompanyORTC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000161956
DateApr 10, 2020
Instrument2020-0161956
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueMay 1, 2040

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRIVERSIDE CA
Property Address54964 ANDOVER DR, THERMAL, CA 92274-9097
Transaction TypeMortgage
Record UpdatedJul 22, 2022
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address54964 ANDOVER DR, THERMAL, CA 92274-9097

Mortgage

Document Number0000577211
DateNov 18, 2020
Instrument2020-0577211
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueDec 1, 2040

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRIVERSIDE CA
Property Address54964 ANDOVER DR, THERMAL, CA 92274-9097
Transaction TypeMortgage
Record UpdatedJul 22, 2022
Title CompanyLAWYERS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address54964 ANDOVER DR, THERMAL, CA 92274-9097

Mortgage

Document Number0000297745
DateMay 13, 2021
Instrument2021-0297745
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2051

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyRiverside County
Unified School DistrictCoachella Valley Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$437,245 (+2%) Land $98,794 Building $338,451
2025$6,291.00 (+4.43%) Homeowner's exemption$428,672 (+4.04%) Land $96,857 Building $331,815
2023$6,024.00 (+2.17%) Homeowner's exemption$412,028 Land $93,097 Building $318,931
2022$5,896.00
2021$466,290

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCOACHELLA VWD: COVE COMMUNITY
serves 270,000 people · EPA ID CA3310001
Water SourceGroundwater
Last State InspectionDec 2022
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20

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