Burke County property record for 5496 Scotts Mountain Rd, Morganton, NC 28655
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,824 sqft · built 1981 |
| Lot Size | 2.45 acres (106,722 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $388,000 (Sep 2024) |
| Tax Bill | $1,049 (2026) |
| Deeds & Mortgages | Nov 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 2730750621 |
| Primary APN | 2730750621 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,824 sqft Living Area |
| 1st Floor Area | 912 sqft |
| Flooring | Tile |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Material | Asphalt |
| Lot Area | 106,722 sqft (2.45 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 552 sqft |
|---|---|
| Patio Area | 252 sqft |
| Shed | 1 Shed |
| Shed Area | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 5496 SCOTTS MOUNTAIN RD |
|---|---|
| City | MORGANTON |
| State | NC |
| Zip | 28655-7433 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RURAL MIXE |
| Legal Description | 5496 SCOTTS MOUNTAIN RD MORGANTON, NC 28655 |
| Legal Subdivision | JEREMY B HARRILL & T M HARRIL |
| Jurisdiction | BURKE NC |
| Township / Civil Division | LOWER FORK |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 21203 |
Source: Burke County records, as of October 12, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5496 SCOTTS MOUNTAIN RD, MORGANTON, NC 28655-7433 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 20, 2024 · Amount on File |
| Deed Sale | Sep 20, 2024 · Amount on File |
| Deed Document Number | 202424008517 |
| Deed Book / Page | 2767 / 120 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BURKE NC |
| Property Address | 5496 SCOTTS MOUNTAIN RD, MORGANTON, NC 28655-7433 |
| Transaction Type | Mortgage |
| Record Updated | Dec 24, 2021 |
| Title Company | TITLE365 - OMAHA, TITLE365 OMAHA |
| Name | Verified Name |
|---|
| Document Number | 0025870443 |
|---|---|
| Date | Nov 29, 2021 |
| Book Page | 2587/443 |
| Instrument | 2021014262 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 12, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Burke County assessment roll, as of October 12, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Burke County |
| Unified School District | Burke County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,049.00 (+0.48%) | $143,305 (-) Land $16,800 Building $126,505 | $143,305 (-) Land $16,800 Building $126,505 |
| 2025 | $1,044.00 (+4.92%) | $143,305 (+5.75%) Land $16,800 Building $126,505 | $143,305 (+5.75%) Land $16,800 Building $126,505 |
| 2023 | $995.00 | $135,519 Land $16,800 Building $118,719 | $135,519 Land $16,800 Building $118,719 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 28, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
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