5496 Dunaiski Rd, Duluth, MN 55811 Property Records

St. Louis County property record for 5496 Dunaiski Rd, Duluth, MN 55811

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,392 sqft · built 2000
Lot Size	4.04 acres (176,222 sqft)
Owner	Individual Name on File
Last Sale	$194,000 (Mar 2014)
Tax Bill	$4,472 (2026)
Deeds & Mortgages	Feb 2021 Mortgage Jul 2019 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`280-0045-00050`

Property Details

APN / Parcel Number

Primary APN	`280-0045-00050`
Alternative APN	`965615`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	2,392 sqft Gross Area
1st Floor Area	2,392 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	176,222 sqft (4.04 acres)
Garage Area	1,120 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	116 sqft
Deck Area	100 sqft
Patio Area	552 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Propane

Location & Zoning

Account Number	965615
Street Address	5496 DUNAISKI RD
City	DULUTH
State	MN
Zip	55811-9708
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MUNS
Legal Description	LOT: 0001 BLOCK:002 SERIAL #
Legal Subdivision	DANAISKY ACRE TRACTS
Legal Block	2
Legal Lot Number	1
Jurisdiction	ST LOUIS MN
Township / Civil Division	CANOSIA
Census Block Group	3
Census Block	3012
Census Tract	10602

Owner

5496 Dunaiski Rd is owned and occupied by an individual who bought it in March 2014.

Source: St. Louis County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	5496 DUNAISKI RD, DULUTH, MN 55811-9708
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage SUPERIOR CHOICE CU
Jul 8, 2019	Deed of Trust, Mortgage · Line of Credit SUPERIOR CHOICE CU
Jan 21, 2019	Deed of Trust, Mortgage SUPERIOR CHOICE CU
Oct 2, 2018	Loan Modification, Mortgage SUPERIOR CHOICE CU
Oct 2, 2018	Loan Modification, Mortgage SUPERIOR CHOICE CU
Apr 3, 2018	Trustee's Deed, Construction Loan · Construction Mortgage SUPERIOR CHOICE CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 7, 2014 · Amount on File
Deed Sale	Mar 7, 2014 · Amount on File
Deed Document Number	2014942297
Prior Transfer Date	Jul 17, 2009
Prior Transfer Doc	0000872735
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	5496 DUNAISKI RD, DULUTH, MN 55811-9708
Transaction Type	Mortgage
Record Updated	Feb 22, 2021
Title Company	NORTH SHORE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001035970
Date	Feb 2, 2021
Instrument	1035970

Lender

Name	SUPERIOR CHOICE CU
Type	Credit Union
Address	SUPERIOR, WI 54880

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2051

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	5496 DUNAISKI RD, DULUTH, MN 55811-9708
Document Number	00T1012440
Instrument Date	Jul 8, 2019
Transaction Type	Mortgage
Record Updated	Jul 29, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5496 DUNAISKI RD DULUTH MN 558119708, DULUTH, MN 55811-9708

Mortgage

Document Number	00T1012440
Date	Jul 15, 2019
Instrument	T1012440

Lender

Name	SUPERIOR CHOICE CU
Type	Credit Union
Address	SUPERIOR, WI 54880

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jul 14, 2039

Interest

Rate Type	Adjustable Rate

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	5496 DUNAISKI RD, DULUTH, MN 55811-9708
Document Number	0001007304
Instrument Date	Jan 21, 2019
Transaction Type	Mortgage
Record Updated	Feb 11, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5496 DUNAISKI RD DULUTH MN 558119708, DULUTH, MN 55811-9708

Mortgage

Document Number	0001007304
Date	Jan 28, 2019
Instrument	1007304

Lender

Name	SUPERIOR CHOICE CU
Type	Credit Union
Address	SUPERIOR, WI 54880

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 27, 2049

October 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST LOUIS MN
Property Address	5496 DUNAISKI RD, DULUTH, MN 55811-9708
Document Number	0001003822
Instrument Date	Oct 2, 2018
Transaction Type	Mortgage
Record Updated	Oct 31, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5496 DUNAISKI RD DULUTH MN 558119708, DULUTH, MN 55811-9708

Mortgage

Document Number	0001003822
Date	Oct 15, 2018
Instrument	1003822

Lender

Name	SUPERIOR CHOICE CU
Type	Credit Union
Address	SUPERIOR, WI 54880

Agreement

Amount	Amount on Record
Term	12 Months
Due	Oct 14, 2019

Interest

Rate Type	Fixed Rate
Rate	5%

October 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST LOUIS MN
Property Address	5496 DUNAISKI RD, DULUTH, MN 55811-9708
Document Number	00A1003822
Instrument Date	Oct 2, 2018
Transaction Type	Mortgage
Record Updated	Oct 31, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5496 DUNAISKI RD DULUTH MN 558119708, DULUTH, MN 55811-9708

Mortgage

Document Number	00A1003822
Date	Oct 15, 2018
Instrument	A1003822

Lender

Name	SUPERIOR CHOICE CU
Type	Credit Union
Address	SUPERIOR, WI 54880

Agreement

Amount	Amount on Record
Term	12 Months
Due	Oct 14, 2019

Interest

Rate Type	Fixed Rate
Rate	5%

April 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	ST LOUIS MN
Recording Date	Apr 3, 2018
Property Address	5496 DUNAISKI RD, DULUTH, MN 55811-9708
Instrument Date	Mar 29, 2018
Instrument	T996554
Transaction Type	Construction Loan
Record Updated	Apr 20, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5496 DUNAISKI RD DULUTH MN 558119708, DULUTH, MN 55811-9708

Mortgage

Document Number	000T996554
Date	Apr 3, 2018
Instrument	T996554

Lender

Name	SUPERIOR CHOICE CU
Type	Credit Union
Address	SUPERIOR, WI 54880

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Apr 2, 2019

Tax Assessment & Valuation

The 2026 property tax bill for 5496 Dunaiski Rd was $4,472 with a homeowner's exemption, up 6% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Canosia Township
Unified School District	Proctor Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,472.00 (+6.02%) Homeowner's exemption
2025	$4,218.00 (-4.79%) Homeowner's exemption	$451,300 (+3.11%) Land $91,900 Building $359,400	$451,300 (+3.11%) Land $91,900 Building $359,400
2024	$4,430.00	$437,700 Land $89,300 Building $348,400	$437,700 Land $89,300 Building $348,400
2022		$375,000 Land $77,700 Building $297,300	$375,000 Land $77,700 Building $297,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5496 Dunaiski Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 5496 Dunaiski Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Midco Cable	250 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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