Warren County property record for 5495 Zoar Rd, Morrow, OH 45152
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,659 sqft · built 2022 |
| Lot Size | 3.34 acres (145,861 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $6,013 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage Jul 2022 Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-36-200-034-0 |
| Primary APN | 17-36-200-034-0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,659 sqft Living Area |
| 1st Floor Area | 1,659 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Lot Area | 145,861 sqft (3.34 acres) |
| Terrain | Rolling |
| Garage Area | 2,240 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 18 sqft |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 2615134 |
|---|---|
| Street Address | 5495 ZOAR RD |
| City | MORROW |
| State | OH |
| Zip | 45152-9574 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ZOAR |
| Legal Subdivision | ZOAR |
| Legal Block | 134 |
| Jurisdiction | WARREN OH |
| Township / Civil Division | HAMILTON |
| Census Block Group | 1 |
| Census Block | 1054 |
| Census Tract | 32204 |
Source: Warren County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5632 ZOAR RD, MORROW, OH 45152-9632 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 16, 2025 | Deed of Trust, Mortgage · Conventional Mortgage LCNB NATIONAL BANK |
| Jul 29, 2022 | Deed of Trust, Mortgage · Construction Mortgage PREMIER BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Oct 21, 2019 |
| Transfer Doc | 0000032644 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN OH |
| Property Address | 5495 ZOAR RD, MORROW, OH 45152-9574 |
| Transaction Type | Mortgage |
| Record Updated | Jan 2, 2026 |
| Name | Verified Name |
|---|---|
| Address | 5495 ZOAR RD, MORROW, OH 45152-9574 |
| Document Number | 0000032274 |
|---|---|
| Date | Dec 16, 2025 |
| Instrument | 2025-032274 |
| Name | LCNB NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | LEBANON, OH 45036 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN OH |
| Property Address | 5495 ZOAR RD, MORROW, OH 45152-9574 |
| Transaction Type | Mortgage |
| Record Updated | Aug 15, 2022 |
| Title Company | AGILITY CLOSING & TITLE SVCS |
| Name | Verified Name |
|---|---|
| Address | 5632 ZOAR RD, MORROW, OH 45152-9632 |
| Document Number | 0000024725 |
|---|---|
| Date | Jul 29, 2022 |
| Instrument | 2022-024725 |
| Name | PREMIER BANK |
|---|---|
| Type | Bank |
| Address | YOUNGSTOWN, OH 44503 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 373 Months |
| Due | Aug 1, 2053 |
Source: Warren County assessment roll, as of February 9, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Warren County |
| County Subdivision | Hamilton Township |
| Unified School District | Little Miami Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,013.00 (+373.09%) | $132,390 (+428.59%) Land $38,750 Building $93,640 | $378,270 (+428.61%) Land $110,720 Building $267,550 |
| 2023 | $1,271.00 (+1.11%) | $25,046 (-) Land $25,046 | |
| 2022 | $1,257.00 | $25,046 Land $25,046 | $71,560 (-) Land $71,560 |
| 2021 | $71,560 Land $71,560 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
May also be available: altafiber Network Solutions, Bresco Broadband.
5G (outdoors only) and 4G LTE
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