5495 Valley Run St, Hickory, NC 28601 Property Records

Caldwell County property record for 5495 Valley Run St, Hickory, NC 28601

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,495 sqft · built 1977
Lot Size	0.603 acres (26,264 sqft)
Owner	2 Individual Names on File
Last Sale	$299,000 (Oct 2025)
Tax Bill	$1,925 (2026)
Deeds & Mortgages	Oct 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08126 1 19`

Property Details

APN / Parcel Number

Primary APN	`08126 1 19`
Alternative APNs	`141238` `184525`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,495 sqft Heated Area
Gross Area	3,913 sqft
1st Floor Area	1,495 sqft
Basement Area	1,496 sqft
Finished Basement	748 sqft
Unfinished Basement	748 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1995
Architectural Style	Split Foyer
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	26,264 sqft (0.603 acres)
Lot Dimensions	196 ft deep x 134 ft wide

Exterior Amenities

Porch	Slab
Porch Area	153 sqft
Deck Area	290 sqft
Patio Area	479 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	184525
Street Address	5495 VALLEY RUN ST
City	HICKORY
State	NC
Zip	28601-9453
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	0684/1613 0076 4.50 BY DEATH
Legal Subdivision	NORTHLAKES SUBDIVISION PHASE IV
Jurisdiction	CALDWELL NC
Township / Civil Division	LOVELADY
Census Block Group	1
Census Block	1017
Census Tract	31301

Owner

5495 Valley Run St is owned and occupied by two individuals who bought it in October 2025.

Source: Caldwell County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5495 VALLEY RUN ST, HICKORY, NC 28601-9453
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 29, 2025 · Amount on File
Deed Sale	Oct 29, 2025 · Amount on File
Deed Document Number	202510112403
Deed Book / Page	2148 / 1426
Record Updated	Oct 29, 2026

October 2025: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	CALDWELL NC
Recording Date	Oct 29, 2025
Property Address	5495 VALLEY RUN ST, HICKORY, NC 28601-9453
Document Number	0021481426
Book / Page	2148 / 1426
Map Reference	MB 7 PG 92
Instrument Date	Oct 29, 2025
Instrument	10112403
Transaction Type	Transfer
Record Updated	Dec 5, 2025
Title Company	INVESTOR TITLE INSURANCE COMPANY, INVESTORS TITLE INSURANCE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$598.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5495 VALLEY RUN ST, HICKORY, NC 28601-9453

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5495 VALLEY RUN ST, HICKORY, NC 28601-9453

Mortgage

Document Number	0010112404
Date	Oct 29, 2025
Instrument	10112404

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

Tax Assessment & Valuation

The 2026 property tax bill for 5495 Valley Run St was $1,925, down 21.3% from the year before.

Source: Caldwell County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Caldwell County
Unified School District	Caldwell County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,925.00 (-21.3%)	$318,800 (-) Land $32,100 Building $286,700
2025	$2,446.00 (+72.86%)	$318,800 Land $32,100 Building $286,700	$318,800 Land $32,100 Building $286,700
2024	$1,415.00
2023		$193,400 (-) Land $32,100 Building $161,300	$193,400 (-) Land $32,100 Building $161,300
2022	$1,387.00	$193,400 Land $32,100 Building $161,300	$193,400 Land $32,100 Building $161,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5495 Valley Run St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5495 Valley Run St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20