5495 S Fordney Rd, Hemlock, MI 48626 Property Records

Saginaw County property record for 5495 S Fordney Rd, Hemlock, MI 48626

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,080 sqft · built 1972
Lot Size	15.1 acres (659,063 sqft)
Owner	2 Individual Names on File
Last Sale	$12,000 (Jan 2019)
Tax Bill	$3,506 (2025)
Deeds & Mortgages	Jul 2022 Transfer Nov 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15-11-2-24-2006-000`

Property Details

APN / Parcel Number

Primary APN	`15-11-2-24-2006-000`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	2,080 sqft Living Area
1st Floor Area	2,080 sqft
Basement Area	1,248 sqft
Unfinished Basement	1,248 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Raised Ranch
Exterior Material	Wood Siding
Foundation Type	No Foundation
Lot Area	659,063 sqft (15.1 acres)
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Covered Porch
Porch Area	160 sqft
Deck Area	Deck Area
Patio Area	257 sqft
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	5495 S FORDNEY RD
City	HEMLOCK
State	MI
Zip	48626-9784
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM AT W 1/4 CORN OF SEC 24 TH N 250 FT TH E 2658.83 FT TH S 249.88 FT TH W 2659.72 FT TO POB 15.13 ACRES SEC 24 T11N R2E *
Legal Range	02E
Legal Township	11N
Legal Section	24
Jurisdiction	SAGINAW MI
Township / Civil Division	FREMONT
Census Block Group	2
Census Block	2038
Census Tract	12300

Owner

5495 S Fordney Rd is owned and occupied by two individuals who acquired it in July 2022.

Source: Saginaw County records, as of August 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5495 S FORDNEY RD, HEMLOCK, MI 48626-9784
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 26, 2022	Intrafamily Transfer, Transfer
Nov 21, 2019	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS
Jan 22, 2019	Warranty Deed, Mortgage · VA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 18, 2019 · Amount on File
Deed Sale	Jan 18, 2019 · Amount on File
Prior Sale	Nov 29, 1976 · Amount on File
Deed Document Number	20191331
Last Transfer Date	Jul 11, 2022
Transfer Doc	0000020590
Record Updated	Oct 29, 2026

July 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAGINAW MI
Recording Date	Jul 26, 2022
Property Address	5495 S FORDNEY RD, HEMLOCK, MI 48626-9784
Document Number	0000020590
Instrument Date	Jul 11, 2022
Instrument	2022020590
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5495 S FORDNEY RD, HEMLOCK, MI 48626-9784

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAGINAW MI
Property Address	5495 S FORDNEY RD, HEMLOCK, MI 48626-9784
Document Number	0000029143
Instrument Date	Nov 21, 2019
Transaction Type	Mortgage
Record Updated	Dec 19, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5495 S FORDNEY RD HEMLOCK MI 486269784, HEMLOCK, MI 48626-9784

Mortgage

Document Number	0000029143
Date	Dec 2, 2019
Instrument	29143

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2049

January 2019: Warranty Deed, Mortgage

Document Type	Warranty Deed
Jurisdiction	SAGINAW MI
Recording Date	Jan 22, 2019
Property Address	5495 S FORDNEY RD, HEMLOCK, MI 48626-9784
Document Number	0000001331
Instrument Date	Dec 12, 1997
Instrument	1331
Transaction Type	Mortgage
Record Updated	Mar 6, 2019
Title Company	OTHER

Transaction

Amount	Amount on Record
Tax	$12.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5495 S FORDNEY RD HEMLOCK MI 486269784, HEMLOCK, MI 48626-9784

Mortgage

Document Number	3202
Date	Jan 22, 2019
Instrument	3202

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 21, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 5495 S Fordney Rd was $3,506 with a homeowner's exemption.

Source: Saginaw County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
County Subdivision	Fremont Township
Unified School District	St. Charles Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$150,500	$301,000
2025	$3,506.00 Homeowner's exemption
2023		$120,900	$241,800
2022	$2,837.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5495 S Fordney Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 5495 S Fordney Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LakeNet Fiber	1,000 / 500

Cell Coverage

5G (outdoors only) and 4G LTE

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