5495 Hanover Square Dr, Saint Cloud, FL 34771 Property Records

Osceola County property record for 5495 Hanover Square Dr, Saint Cloud, FL 34771

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,194 sqft · built 2024
Lot Size	0.139 acres (6,098 sqft)
Owner	2 Individual Names on File
Last Sale	$486,200 (Dec 2024)
Tax Bill	$6,675 (2025)
Deeds & Mortgages	Dec 2024 Sale & Mortgage
APN	`162531367400010480`

Property Details

APN / Parcel Number

Primary APN	`162531367400010480`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,194 sqft Heated Area
Gross Area	3,160 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2024
Exterior Material	Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,098 sqft (0.139 acres)
Garage Type	Finished
Porch	Open Porch
Porch Area	114 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	5495 HANOVER SQUARE DR
City	SAINT CLOUD
State	FL
Zip	34771-3913
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BRACK RANCH PH 1 PB 35 PGS 20-25 LOT 48
Legal Phase	1
Legal Lot Number	48
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1031
Census Tract	43700

Owner

Source: Osceola County assessment roll, APN 162531367400010480, as of July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Co-owner	Verified Secondary Owner
Mailing Address	5495 HANOVER SQUARE DR, SAINT CLOUD, FL 34771-3913
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	3 Verified Names on Deed
Last Sale	Dec 13, 2024 · Amount on Record
Deed Sale	Dec 13, 2024 · Amount on Record
Deed Document Number	2024157159
Deed Book / Page	6710 / 635
Record Updated	Jun 08, 2026

December 2024: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Dec 13, 2024
Property Address	5495 HANOVER SQUARE DR, SAINT CLOUD, FL 34771-3913
Document Number	0067100635
Book / Page	6710 / 635
Map Reference	MB 35 PG 20-25
Instrument Date	Nov 14, 2024
Instrument	2024157159
Transaction Type	Transfer
Record Updated	Dec 12, 2025
Title Company	UNKNOWN, APOLLO TITLE COMPANY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,403.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4700 MILLENIA BLVD STE 290, 290, ORLANDO, FL 32839-6022

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5495 HANOVER SQUARE DRIVE, SAINT CLOUD, FL 34771-3913

Mortgage

Document Number	2024157160
Date	Dec 13, 2024
Instrument	2024157160

Lender

Name	FIRST HERITAGE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 01, 2054

Tax Assessment & Valuation

Source: Osceola County assessment roll as of July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County

Flood & Wildfire

Source: FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970437001, as of September 2026 · Last verified October 2026

Flood

Flood Insurance Cost	Premium on Record median of 330 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	330 in force
Nearby Flood Claims	18 (2004–2022)
Claims Outside the SFHA	1 of 18
Most Recent Claim	Oct 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Oct 2022 · 2 claims Hurricane Ian, Sep 2022 · 5 claims Hurricane Frances, Sep 2004 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.