5495 Bright Rd, Hernando, MS 38632 Property Records

DeSoto County property record for 5495 Bright Rd, Hernando, MS 38632 · Last verified January 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Year BuiltBuilt 2020
Square Footage3,362 sqft Adjusted Area
Lot Size122,404 sqft (2.8 acres)
Garage1,728 sqft
OccupancyOwner Occupied
Tax Bill$2,938.00 (2025)

Property Details

APN / Parcel Number

Primary APN3-07-1-12-00-0-00003-00

Interior

Bedrooms4 Beds
Total Rooms8 Rooms
Building Area3,362 sqft Adjusted Area
Stories1 Stories
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2020
Exterior MaterialWood Exterior
Construction TypeFrame Construction
Foundation TypeMat/Raft Foundation (Slab) Foundation
Roof ConstructionGable Roof Construction
Roof MaterialShingle Roof
Lot Area122,404 sqft (2.8 acres)
Garage Area1,728 sqft Garage
Utility Building425 sqft Utility Building

Location & Zoning

Street Address5495 BRIGHT RD
CityHERNANDO
StateMS
Zip38632-7176
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description12-3-7 NW1/4 TRACT 7 PT NW1/4
Legal Range07
Legal Township03
Legal Section12
Legal SubdivisionJOHNSTON PLACE MINOR LOT SUB T
Legal Tract7
Legal Lot Number7
JurisdictionDESOTO MS
Minor Civil Division5
Census Blockgroup1
Census Block1018
Census Tract71002

Owner

Source: DeSoto County records · APN 3-07-1-12-00-0-00003-00

Assessment roll updated September 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address5495 BRIGHT RD, HERNANDO, MS 38632-7176
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Oct 20, 2023Warranty Deed, Transfer
Apr 26, 2021Deed of Trust, Mortgage · Conventional Mortgage
GUARANTY BANK & TRUST CO
Jul 20, 2020Deed of Trust, Mortgage · Building or Construction Mortgage
GUARANTY BANK & TRUST CO
Oct 24, 2022Deed of Trust, Mortgage · Line of Credit
GUARANTY BANK & TRUST CO
Jan 06, 2020Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 20, 2023
Deed SaleOct 20, 2023
Deed Doc Number0102319687
Deed Book / Page1023 / 19687
Record RefreshedJun 08, 2026

October 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDESOTO MS
Recording DateOct 20, 2023
Property Address5495 BRIGHT RD, HERNANDO, MS 38632-7176
Document Number1023/19687
Book / Page1023 / 19687
Instrument DateOct 19, 2023
Transaction TypeTransfer
Record UpdatedDec 12, 2023

Transaction

Tax$0.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address5584 BRIGHT RD, HERNANDO, MS 38632-7606

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenant By Entirety
Address5495 BRIGHT RD, HERNANDO, MS 38632-7176
InvestorPossibly a Property Investor

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESOTO MS
Property Address5495 BRIGHT RD, HERNANDO, MS 38632-7176
Transaction TypeMortgage
Record UpdatedNov 29, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number005221/477
DateApr 26, 2021
Book Page5221/477
Lender
NameGUARANTY BANK & TRUST CO
TypeBank
AddressHERNANDO, MS 38632
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2051

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESOTO MS
Property Address5495 BRIGHT RD, HERNANDO, MS 38632-7176
Transaction TypeMortgage
Record UpdatedNov 29, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number004994/397
DateJul 20, 2020
Book Page4994/397
Lender
NameGUARANTY BANK & TRUST CO
TypeBank
AddressHERNANDO, MS 38632
Agreement
TypeBuilding or Construction Mortgage
AmountAmount Recorded
Term12 Months
DueJul 17, 2021

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESOTO MS
Property Address5495 BRIGHT RD, HERNANDO, MS 38632-7176
Transaction TypeMortgage
Record UpdatedNov 29, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address5495 BRIGHT RD, HERNANDO, MS 38632-7176

Mortgage

Document Number005623/346
DateOct 24, 2022
Book Page5623/346
Lender
NameGUARANTY BANK & TRUST CO
TypeBank
AddressHERNANDO, MS 38632
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueOct 06, 2032
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

January 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDESOTO MS
Recording DateJan 06, 2020
Property Address5495 BRIGHT RD, HERNANDO, MS 38632-7176
Document Number000908/640
Book / Page0908 / 640
Instrument DateDec 18, 2019
Transaction TypeTransfer
Record UpdatedDec 12, 2023

Transaction

Tax$0.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address830 WILLOW TREE CIR, CORDOVA, TN 38018-6330

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenant By Entirety
Address2224 NORTHVIEW ST, HERNANDO, MS 38632-1813
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: DeSoto County records · Assessment roll updated September 1, 2025 · Last verified January 2026

Property Jurisdictions

TypeName
StateMississippi
CountyDeSoto County
Unified School DistrictDeSoto County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,938.00 (+15.26%)$39,254 (+39.1%) Land $2,700 Building $36,554$392,535 (+39.09%) Land $27,000 Building $365,535
2023$2,549.00$28,221$282,209 Land $27,000 Building $255,209

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