5494 Precious Stone Ct, Saint Charles, MO 63304 Property Records

St. Charles County property record for 5494 Precious Stone Ct, Saint Charles, MO 63304

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,334 sqft · built 1997
Lot Size	0.34 acres (14,810 sqft)
Owner	Individual Name on Record
Last Sale	$161,300 (Jul 2009)
Tax Bill	$4,272 (2024)
Deeds & Mortgages	May 2021 Sale May 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`A973000998`

Property Details

APN / Parcel Number

Primary APN	`A973000998`
Alternative APN	`3-0112-7561-00-0225.0000000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,334 sqft Living Area
Gross Area	4,350 sqft
1st Floor Area	1,578 sqft
Basement Area	1,566 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Bi-Level
Exterior Material	Brick/Stone
Lot Area	14,810 sqft (0.34 acres)
Terrain	Rolling
Garage Type	Attached
Garage Area	450 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	80 sqft
Deck Area	Deck Area
Patio Area	1,395 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	A973000998
Street Address	5494 PRECIOUS STONE CT
City	SAINT CHARLES
State	MO
Zip	63304-1222
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AD9
Legal Description	EMERALD PL #2 LOT 225
Legal Subdivision	EMERALD PL #2
Legal Lot Number	225
Jurisdiction	ST CHARLES MO
Township / Civil Division	COTTLEVILLE
Census Block Group	2
Census Block	2051
Census Tract	311114

Owner

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5494 PRECIOUS STONE CT, SAINT CHARLES, MO 63304-1222
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 5, 2021	Beneficiary Deed, Transfer
May 5, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 17, 2009 · Amount on Record
Deed Sale	Jul 17, 2009 · Amount on Record
Prior Sale	Mar 14, 1997 · Amount on Record
Deed Document Number	2009582040
Deed Book / Page	5232 / 2443
Last Transfer Date	Apr 21, 2021
Transfer Doc	2021R039602
Record Updated	Sep 20, 2026

May 2021: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	ST CHARLES MO
Recording Date	May 5, 2021
Property Address	5494 PRECIOUS STONE CT, SAINT CHARLES, MO 63304-1222
Document Number	2021R039603
Map Reference	MB 33 PG 253
Instrument Date	Apr 21, 2021
Instrument	2021R-039603
Transaction Type	Transfer
Record Updated	May 19, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5494 PRECIOUS STONE CT, SAINT CHARLES, MO 63304-1222

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CHARLES MO
Recording Date	May 5, 2021
Property Address	5494 PRECIOUS STONE CT, SAINT CHARLES, MO 63304-1222
Document Number	2021R039602
Map Reference	MB 33 PG 253
Instrument Date	Apr 21, 2021
Instrument	2021R-039602
Transaction Type	Transfer
Record Updated	May 19, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5494 PRECIOUS STONE CT, SAINT CHARLES, MO 63304-1222

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$81,461 (-)	$428,744 (-) Land $75,000 Building $353,744
2025		$81,461 (+13.79%)	$428,744 (+13.79%) Land $75,000 Building $353,744
2024	$4,272.00
2023		$71,592
2022			$376,800 Land $60,000 Building $316,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1993)
Most Recent Claim	Jul 1993 · Severe Storms & Flooding
Claims by Event	Severe Storms & Flooding, Jul 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: i3 Broadband, Wisper ISP.

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