5494 Cedarcrest Rd, Salisbury, MD 21801 Property Records

Wicomico County property record for 5494 Cedarcrest Rd, Salisbury, MD 21801

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,608 sqft · built 1994
Lot Size	0.534 acres (23,274 sqft)
Owner	2 Individual Names on Record
Last Sale	$202,000 (Dec 2019)
Tax Bill	$1,891 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Jan 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-070222`

Property Details

APN / Parcel Number

Primary APN	`09-070222`
Alternative APN	`070222`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,608 sqft Total Area
Utility Area	288 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	23,274 sqft (0.534 acres)
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	192 sqft
Deck Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	070222
Street Address	5494 CEDARCREST RD
City	SALISBURY
State	MD
Zip	21801-2387
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BL A L 12-23,274 SQF 5494 CEDARCREST ROAD CEDARCREST SEC 2
Legal Subdivision	CEDARCREST
Legal Block	A
Legal Lot Number	12
Jurisdiction	WICOMICO MD
Township / Civil Division	9, SALISBURY
Census Block Group	3
Census Block	3023
Census Tract	10300

Owner

Source: Wicomico County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5494 CEDARCREST RD, SALISBURY, MD 21801-2387
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 14, 2022	Deed of Trust, Mortgage · Conventional Mortgage EMBRACE HOME LOANS INC
Jan 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage EMBRACE HOME LOANS INC
Dec 3, 2019	Grant Deed, Transfer · Conventional with PMI EMBRACE HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 3, 2019 · Amount on Record
Deed Sale	Dec 3, 2019 · Amount on Record
Prior Sale	Aug 5, 2008 · Amount on Record
Deed Book / Page	4561 / 370
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WICOMICO MD
Property Address	5494 CEDARCREST RD, SALISBURY, MD 21801-2387
Transaction Type	Mortgage
Record Updated	Oct 26, 2022
Title Company	EQUITY NATL TTL & CLOSING

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0050570258
Date	Mar 14, 2022
Book Page	5057/258

Lender

Name	EMBRACE HOME LOANS INC
Type	Mortgage Company
Address	MIDDLETOWN, RI 02842

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2037

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WICOMICO MD
Property Address	5494 CEDARCREST RD, SALISBURY, MD 21801-2387
Transaction Type	Mortgage
Record Updated	Oct 26, 2022
Title Company	EQUITY NATL TTL & CLOSING SV

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0047680386
Date	Jan 13, 2021
Book Page	4768/386

Lender

Name	EMBRACE HOME LOANS INC
Type	Mortgage Company
Address	MIDDLETOWN, RI 02842

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2036

December 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WICOMICO MD
Recording Date	Dec 3, 2019
Property Address	5494 CEDARCREST RD, SALISBURY, MD 21801-2387
Document Number	0045610370
Book / Page	004561 / 000370
Instrument Date	Nov 27, 2019
Transaction Type	Transfer
Record Updated	Jan 13, 2020
Title Company	REAL ESTATE TITLE AND ESCROW, REAL ESTATE TITLE & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$202.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	5494 CEDARCREST RD SALISBURY MD 218012387, SALISBURY, MD 21801-2387

Mortgage

Document Number	45610376
Date	Dec 3, 2019
Book Page	004561/000376

Lender

Name	EMBRACE HM LOANS
Type	Funding / Finance Company
Address	MIDDLETOWN, RI 02842

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Dec 2, 2049

Tax Assessment & Valuation

Source: Wicomico County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Wicomico County
Unified School District	Wicomico County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$223,100 (+24.64%) Land $38,800 Building $184,300	$223,100 (+24.64%) Land $38,800 Building $184,300
2025	$1,891.00 (+5.94%) Homeowner's exemption
2023	$1,785.00 Homeowner's exemption	$179,000 Land $38,800 Building $140,200	$179,000 Land $38,800 Building $140,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 28, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 27 policies
Nearby Flood Policies	27 in force
Nearby Flood Claims	1 (2010)
Most Recent Claim	Jan 2010 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 91% of Maryland
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Verizon.

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