5494 A1A S, Saint Augustine, FL 32080 Property Records

St. Johns County property record for 5494 A1A S, Saint Augustine, FL 32080 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,728 sqft · built 1984
Lot Size	0.09 acres (3,920 sqft)
Owner	2 Individual Names on File
Last Sale	$302,000 (Jul 2005)
Tax Bill	$1,973 (2025)
Deeds & Mortgages	Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`177670-0220`

Property Details

APN / Parcel Number

Primary APN	`177670-0220`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	2 Stories
Building Area	1,728 sqft Living Area
1st Floor Area	864 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1994
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	3,920 sqft (0.09 acres)
Lot Dimensions	83 ft deep x 50 ft wide
Garage Area	264 sqft
Porch	Porch
Porch Area	96 sqft
Deck Area	296 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	5494 A1A S
City	SAINT AUGUSTINE
State	FL
Zip	32080-7110
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	3-25 ANASTASIA HILLS LOT 22 BLK B (EX R/W RD A1A) OR2478/1357
Legal Range	30E
Legal Township	08S
Legal Section	22
Legal Subdivision	ANASTASIA HILLS
Legal Block	B
Legal Lot Number	22
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	1
Census Block	1011
Census Tract	21403

Owner

Source: St. Johns County records · APN 177670-0220

Assessment roll updated April 13, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	5494 A1A S, SAINT AUGUSTINE, FL 32080-7110
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 08, 2005 · Amount on Record
Deed Sale	Jul 08, 2005 · Amount on Record
Prior Sale	Aug 28, 2003 · Amount on Record
Deed Document Number	200553923
Deed Book / Page	2478 / 1357
Prior Transfer Date	May 13, 2005
Prior Transfer Doc	0024361452
Record Updated	Sep 20, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	5494 A1A S, SAINT AUGUSTINE, FL 32080-7110
Document Number	0050510251
Instrument Date	Sep 11, 2020
Transaction Type	Mortgage
Record Updated	Oct 09, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5494 A1A S ST AUGUSTINE FL 320807110, ST AUGUSTINE, FL 32080-7110

Mortgage

Document Number	0050510251
Date	Sep 24, 2020
Book Page	005051/000251
Instrument	82476

Lender

Name	LOWER
Address	COLUMBIA, MD 21044

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	Sep 23, 2035

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$169,465 (+2.7%)	$448,842 (-10.12%) Land $225,000 Building $223,842
2025	$1,973.00 (+11.09%) Homeowner's exemption Disabled Person's exemption	$165,010 (+2.9%)	$499,391 (+11.36%) Land $225,000 Building $274,391
2024	$1,776.00 (+2.25%) Homeowner's exemption	$160,360 (+3%)	$448,430 (+13.04%) Land $165,000 Building $283,430
2023	$1,737.00 (+3.83%) Homeowner's exemption	$155,689 (+3%)	$396,688 (-6.24%) Land $150,500 Building $246,188
2022	$1,673.00 Homeowner's exemption	$151,154	$423,108 Land $134,400 Building $288,708

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090214031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 165 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	541 units insured 376 under condo master policies
Nearby Flood Claims	65 (1990–2024)
Claims Outside the SFHA	38 of 65
Most Recent Claim	Oct 2024, rainfall accumulation, Hurricane Milton
Claims By Storm	Hurricane Irma, Sep 2017 · 17 claims Hurricane Matthew, Oct 2016 · 13 claims Severe Storms, Tornadoes And Flooding Associated With Tropical Storm Gabrielle, Sep 2001 · 9 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 167 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
IQ Fiber Intermediate Holdings	Fiber	5,000 / 5,000
Xfinity	Cable	2,000 / 250
AT&T	Fixed Wireless	100 / 20

May also be available at this address: AT&T, Verizon, T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.